Credit Cards

Master Your Finances with the First Bank Visa Gold Credit Card: Here’s How to Apply

Looking for premium travel perks? Get up-to-date on the benefits of the First Bank Visa Gold Credit Card and how you can apply today. Learn what sets it apart and get started with this helpful guide!

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Get More Out of Your Spending with the First Bank Visa Gold Credit Card

First Bank Visa Gold Credit Card
Find out how to apply for the First Bank Visa Gold Credit Card! Source: First Bank Nigeria

The First Bank Visa Gold Credit Card is an excellent option for those looking to apply for a credit card with added benefits and rewards.

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Credit Card

First Bank Visa Gold

international visa

International card features and travel perks.

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And to help you get your hands on this valuable credit card fast, we’ve made this application guide. So keep reading and get ready to add the First Bank Visa Gold Credit Card in your wallet.  

How to apply on the website

Applying for the First Bank Visa Gold Credit Card is a clever decision for your finances and will earn you many benefits, including travel perks.

There are two ways to apply for this credit card, but both ways will take you to the same destiny: the First Bank Visa Gold Credit Card.

You can access First Bank of Nigeria to fill out the application to request your card. It is a short form, and you can find it right after the card’s information.

So, either way, you’ll have to go to the nearest First Bank of Nigeria physical branch to complete your application process. 

Also, you must take your documentation with you, including an IF, proof of residency, and proof of income. After approval, your card can be available in 2 business days.

How to apply using a mobile app

Young woman smiling using a smartphone
See if you can apply for this card through the mobile app! Source: First Bank Nigeria

Applying for the First Bank Visa Gold Credit Card using a mobile app is impossible. You must follow the previous instructions to apply online and in person. 

Compare cards: First Bank Visa Gold Credit Card vs. FCMB Visa Credit Card

If you’re feeling a bit confused about whether to go with the FCMB Visa Credit Card or the First Bank Visa Gold Credit Card in Nigeria, don’t worry, we’ve got you covered!

Therefore, let’s break it down. If you’re looking for a no-fuss card with a simple application process, competitive interest rates, and no annual fee, then the FCMB Visa Credit Card might be right up your alley. 

On the other hand, if you’re looking for a card that gives you some extra perks like travel insurance, purchase protection, and airport lounge access, then the First Bank Visa Gold Credit Card might be the one for you.

It also has a higher credit limit and is accepted in more places. Ultimately, the choice is yours, and it all depends on what’s most important to you.

So, take a deep breath and consider your unique financial needs and goals before making a decision.

First Bank Visa Gold Credit CardFCMB Visa Credit Card
Monthly IncomeSomething around ₦42,000 (₦500,000 per year)N/A
Monthly Fee$20 annual fee, charged when you open your accountN50 quarterly (is equal to approximately N17 per month)
Initiation Fee$3None
Interest RateN/A3% per month
RewardsThe card offers rewards but does not disclose details about it on its website.No rewards program

Therefore, check the FCMB Visa Credit Card full review on the following post if you’re still unsure about which credit card you should pick. Keep learning about finances!

FCMB Visa Credit Card

Apply for the FCMB Visa Credit Card

Discover what makes the FCMB Visa Credit Card special, including exclusive travel benefits for cardholders. Find out how to apply today!

About the author  /  Julia Bermudez

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