Terms of Use – Foster the Money

Updated on November 23, 2023

NEOADTECH OÜ, registered as an Estonian Limited Liability Company (LLC, also known as OÜ), operates under the registry code 16504197 and is located in Tallinn, at Keemia tn 4, 10616, Harju, Estonia. This entity is recognized as the founder, owner, and administrator of the Foster the Money website, which can be found at https://fosterthemoney.com/.

Foster the Money independently manages its operations. The website serves as a platform offering diverse information and services, available to those who accept the outlined terms, conditions, and policies. Engaging with the site implies the use of our “Services.”

Foster the Money focuses on generating content that is both educational and analytical, covering a broad spectrum of products and services such as credit cards, loans, and a range of financial services from both domestic and global sources.

The website’s Privacy Policy, located at https://fosterthemoney.com/privacy/, in accordance with applicable laws, outlines the privacy practices and governs the use of the site and its Terms.

The aim of these Terms and Conditions of Use is to clarify the responsibilities and duties expected of users when accessing and utilizing the Foster the Money website, as elaborated in the following sections.


Article I – User Consent

1.1 By accessing Foster the Money, users indicate their agreement to adhere to its Terms and Conditions of Use and Privacy Policy.

1.2 Users affirm that they are at least 18 years old and have the legal capacity to agree to these Terms and Conditions of Use by accessing or using Foster the Money.

1.3 Users not meeting these criteria or who disagree with these terms, in whole or in part, are advised not to use Foster the Money’s services or its website.

Article II – Communication

2.1 Foster the Money offers a communication channel for users to pose questions, solve issues, lodge complaints, or provide feedback on its products/services.

2.2 Communication can be done via email at [email protected] or through the contact form at https://fosterthemoney.com/contact/.

Article III – Party Obligations

3.1 Users must fully comprehend and consent to all the terms in these Terms and Conditions of Use and the Privacy Policy when using Foster the Money’s services or products.

3.2 Foster the Money might provide links to other websites for purchasing services or products, without any involvement in these external dealings.

3.3 Users directed to third-party sites must consent to those sites’ terms and privacy policies.

3.4 Foster the Money disclaims responsibility for the terms, privacy policies, or content of services/products of external companies.

3.5 Foster the Money is not liable for damages caused by internet-borne viruses or malware, with users responsible for their cybersecurity.

3.6 Foster the Money does not hold responsibility for losses or damages due to misuse of its website or unforeseen circumstances.

3.7 Foster the Money does not require deposits or transfers for the approval of financial products.

3.8 Foster the Money does not send emails requesting data confirmation or attachments. Users should report any such incidents through [email protected] or the contact form at https://fosterthemoney.com/contact/.

Article IV – Restricted Activities

Site users must avoid:

  • Illegal actions or advocating such behaviors;
  • Breaching any legal and regulatory standards;
  • Violating intellectual property rights;
  • Participating in harassment, abuse, slander, discrimination, or intimidation based on personal characteristics;
  • Distributing untrue or deceptive information;
  • Sending harmful computer codes;
  • Illegally gathering third-party personal data;
  • Engaging in spam, phishing, or related activities;
  • Conducting immoral or obscene acts;
  • Bypassing security protocols.

Violating these guidelines can result in the termination of service access.

Article V – Disclaimer of Liability and Warranty

We cannot assure constant, secure, or error-free service, nor can we vouch for the precision or reliability of the results from service use. We may suspend or discontinue the service at any time without notice.

Service usage is at your own risk. We provide the service and all related products as they are, without any form of warranty, including but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.

Foster the Money, its employees, affiliates, agents, contractors, service providers, or licensors are not liable for any direct, indirect, incidental, punitive, special, or consequential damages. This includes losses such as profits, revenue, savings, data, or replacement costs, related to service or product usage, or claims linked to it, including damages from content inaccuracies or omissions.

Article VI – Duration and Statute of Limitations

These Terms and Conditions of Use remain valid indefinitely. Any legal or administrative claims regarding Foster the Money or its Privacy Policy must be filed within 90 days after the related event occurs.

Article VII – Legal Framework and Jurisdiction

7.1 These Terms and Conditions of Use, along with the Privacy Policy, are governed and interpreted in line with Federal Laws, the Civil Code, and consumer and data protection regulations.

7.2 For disputes or inquiries related to these Terms and the Privacy Policy, parties agree to fall under the jurisdiction of the Chamber of Commerce of Tallinn, Estonia (The Arbitration Court of the Estonian Chamber of Commerce and Industry), setting aside any other legal venues, to resolve issues stemming from these terms.

Article VIII – Intellectual Property and Content Ownership

8.1 Ownership of Material

The Foster the Money website’s content, owned by INDIETECH OÜ or its affiliates, is protected by copyright and intellectual property laws. Users are prohibited from copying, altering, distributing, publishing, displaying, broadcasting, or creating derivative works from this content without the explicit written consent of the content owners.

8.2 Exemption from Liability

Foster the Money is not responsible for content created by third parties, including comments, forum posts, or social media updates. It also disclaims any liability for damages or losses incurred due to the use of its website, whether they are direct, indirect, incidental, special, or consequential.

8.3 Addressing Content Infractions

Foster the Money has the right to remove content that breaches these terms, including illegal, offensive, or defamatory content, or material that violates third-party intellectual property rights. INDIETECH OÜ also reserves the right to terminate the accounts of users who infringe these terms.

Article IX – Terms and Conditions Adjustments

Foster the Money retains the right to alter or cease any part of its services without prior or later notice. Users acknowledge that Foster the Money is not responsible for any modifications, suspensions, or terminations of its services.


Article X – Contact Information

For inquiries or feedback regarding our services, please reach out to Foster the Money via https://fosterthemoney.com/contact/ or email us at [email protected].