Credit Cards
Apply for the UBA Naira Credit Card: Get Travel Benefits
Become the captain of your financial ship! Learn how to apply for the UBA Naira Credit Card and navigate the waves of financial freedom.
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UBA Naira Credit Card: Apply and Elevate Your Payment Experience

Dreaming of hassle-free payments, attractive rewards, and exclusive benefits? Look no further and learn how to apply for the UBA Naira Credit Card.
Following our guide will help you navigate the application with confidence. So let’s dive in and get you closer to the UBA Naira Credit Card experience you deserve.
How to apply on the website
To apply online for the UBA Naira Credit Card, go to the UBA website and follow these steps:
- Click on “personal,” then “personal banking.” There you’ll find the “cards” section to learn everything about the UBA Naira Credit Card.
- Ensure that you meet the necessary qualifications before proceeding with the application.
- Prepare the necessary documents, such as proof of identity, proof of address (utility bill or bank statement), and proof of income (pay slips or bank statements).
- Download and print the application form with accurate and up-to-date information.
You will be redirected to another website
Complete the process to apply for the UBA Naira Credit Card
- Take the application form and the required documentation to the nearest UBA branch to submit it.
- Once submitted, UBA will process and verify the information provided in your application form. This will involve conducting a credit check and assessing your financial eligibility.
- Subsequently, if your application is approved, you will receive notification from UBA. Then, the UBA Naira Credit Card will be issued and delivered to your registered address or made available for collection at the designated branch.
- Finally, upon receiving your UBA Naira Credit Card, follow the instructions provided to activate the card. Set your PIN, sign the back of the card, and explore the features and benefits it offers.
How to apply using a mobile app

The only way to apply for the UBA Naira Credit Card is by following the instructions above and taking the application form to a UBA physical branch.
After approval, you’ll be able to manage your account through online banking.
Compare cards: UBA Naira Credit Card vs. Zenith Bank Platinum Credit Card
If you’re still uncertain about applying for the UBA Naira Credit Card, it’s worth considering an alternative such as the Zenith Bank Platinum Credit Card.
The Zenith Bank Platinum Credit Card offers a range of features that may align better with your needs and preferences.
The comparative table below will show you more about these two cards:
| UBA Naira Credit Card | Zenith Bank Platinum Credit Card | |
| Monthly Income | As a credit card with special benefits, you must provide an above-average monthly income. | As this is a Platinum credit card with premium benefits, you must provide a monthly income above the average; |
| Maintenance Fee | N50 quarterly | N53.75, or $10; |
| Initiation Fee | N1,000 | N1000 / $3; |
| Interest Rate | Up to 45 days interest-free, 2.5% on POS/WEB, and 3% for a cash advance; | This information is not available and will be defined in your application process. |
| Rewards | There is no rewards program for points or cashback, but you’ll enjoy exclusive discounts at selected merchants and purchase categories | Zenith Bank does not disclose any rewards program, but you’ll have special discounts for Platinum members. |
Check our full review of the Zenith Bank Platinum Credit Card on the link below.
Learn how to apply for Zenith Bank Platinum Credit Card today
Apply for the Zenith Bank Platinum Credit Card and enjoy exclusive travel benefits! Special discounts await! Keep reading and learn more!
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