Foster the Money Privacy Policy

Updated on November 17, 2023.

Introduction and Summary

Welcome to Foster the Money (https://fosterthemoney.com), your trusted source for expert financial advice. Our mission is to guide you to a wealthier future through comprehensive articles on the best financial tools and strategies.

Protecting your personal and financial data is our utmost concern. This Privacy Policy highlights our commitment to the privacy and safety of your information.

For any queries or concerns, refer to our privacy policy detailing your rights and choices. Should you need further assistance or clarification, contact us at [email protected]. We’re dedicated to ensuring you’re well-informed about your interactions with Foster the Money.

Extent of this Privacy Policy

Here at Foster the Money, we want to be upfront about how we handle your information when you interact with our services. Whether you’re browsing our website at or engaging with us in other ways, we want you to understand why we collect, store, and use your data.

Please note that this Privacy Policy is specific to our online activities and applies to data shared or gathered on our website. It does not extend to information collected offline or via channels other than our website.

When you visit and use our website, you’re agreeing to follow our Privacy Policy and the accompanying Terms, available at https://fosterthemoney.com/terms.

If our policies and practices don’t match your preferences, we kindly ask that you avoid using our services.

I. Information We Collect

A. INFORMATION WE GATHER DIRECTLY FROM YOU

We believe in being clear about how we handle your personal information. Every time we ask for your data, we’ll clearly tell you why we need it.

Most of the information we gather at Foster The Money comes directly from you. We collect and process data in various ways, including when you:

  • Sign up on our website or order our products or services.
  • Opt into our mailing lists or SMS marketing lists
  • Engage in our surveys or provide feedback via our contact board or email.
  • Browse our website and accept the use of cookies in your browser settings

B. INFORMATION GATHERED AUTOMATICALLY

At Foster the Money, we collect personal data you provide and non-personal information during website visits. This includes IP address, browser type, Internet Service Provider (ISP), visit timing, and click patterns, gathered through Log Files.

We use Cookies and Web Beacons to personalize our services and support advertising efforts. You can manage Cookies in your operating system settings, and by not disabling them, we assume you consent to their use.

C. INFORMATION FROM EXTERNAL SOURCES

Foster the Money provides financial insights and recommends ads from our Advertising Partners. When you view these ads, partners may receive data, including your IP address, through technologies like Cookies, Web Beacons, and JavaScript to gauge ad effectiveness.

We don’t control these Cookies, but you can manage them in your operating system settings.

Clicking an ad and visiting a partner’s page does not create a relationship with us. Our Privacy Policy covers only your interactions with Foster the Money.

Each website, including our partners’, has its own privacy policy. We suggest reviewing these for any concerns. For example, Google, one of our partners, uses Dart Cookies for tracking, and you can opt out or learn more about their policy on their website.

A. Obtaining Consent

We take your privacy seriously and comply with the U.S. Telephone Consumer Protection Act (TCPA). When you participate in our quiz and provide your phone number, you explicitly consent to receiving marketing messages from us. Consent is collected by checking a box, where you acknowledge that you agree to receive SMS messages regarding informational content related to financial products and services.

Your participation is voluntary, and you are not required to consent to SMS marketing to use our services.

B. How to Opt-Out

If you no longer wish to receive SMS messages from us, you can opt out at any time. Simply reply “STOP” to any of our messages, and we will promptly remove you from our SMS list. You may also contact us at [email protected] to opt-out or address any concerns about our communications.

Cookie Policy for Foster the Money

Welcome to Foster the Money’s Cookie Policy. You can view this policy at any time by visiting https://fosterthemoney.com/

The Definition of Cookies

Cookies are small data files that many websites, including ours, download to your computer to enhance your browsing experience. This page outlines the types of information cookies collect, how we utilize it, and the reasons we may need to store these cookies. We also provide guidance on how to manage or disable cookies, although be aware that this could impact some functionalities on our site.

Why We Use Cookies at Foster the Money

We deploy cookies for various purposes, as outlined below. Generally speaking, there is no standard way to disable cookies without losing the functionalities and features they provide to the website. If you are unsure about whether you need them, we recommend keeping all cookies enabled, as they may be essential for certain services you utilize on our site.

How to Manage or Disable Said Cookies

You can block the setting of cookies by modifying your browser settings (check your browser’s Help section for detailed instructions). Please be aware that disabling cookies can impact the functionality of this and many other websites you visit. Often, disabling cookies also means losing access to some of the features and functionality on this site. For the optimal experience, we recommend keeping cookies enabled.

The Cookies Employed by Foster the Money

  • Cookies for Account Management: These cookies play a crucial role in facilitating the signup process and overall administration when you create an account with us.
  • Cookies for Authentication: We use these cookies to keep you logged in as you navigate through our site, eliminating the need to log in on every new page. These cookies are usually cleared upon logging out to maintain the security of restricted areas.
  • Cookies for Subscription Tracking: Our site offers newsletter and email subscription services, and these cookies help track your subscription status. They show relevant notifications based on whether you are subscribed or not.
  • Cookies for Survey Participation: Occasionally, we conduct surveys and questionnaires to gather insights, tools, or better understand our user base. These cookies track participation and ensure accurate results as you move through different pages.
  • Cookies for Form Submissions: When you input information via forms, like contact or comment forms, these cookies may retain your details to streamline future interactions.
  • Cookies for Site Preferences: To enhance your experience, we allow you to set preferences for how the site operates. These cookies store your preferences so they can be applied whenever you interact with the site.

Cookies from External Providers

Occasionally, we incorporate cookies from trusted third-party sources. Below is a summary of the types of third-party cookies you may come across on our site:

Google Analytics Cookies

We employ Google Analytics, a premier analytics service, to analyze how you engage with our website and pinpoint opportunities for enhancement. These cookies monitor several metrics, including the duration of your visits and the specific stress you explore, helping us tailor more compelling content. For further details, please visit the Google Analytics page.

Cookies from Other Analytics Providers

We also use cookies from other third-party analytics providers to monitor and measure site usage, ensuring we provide relevant and engaging content. These cookies help track your site activity, such as the duration of your visit and the pages you view, helping us enhance your user experience.

Cookies for Testing and Optimization

As we continuously improve our site, we may test new features and make subtle adjustments. During these testing phases, cookies ensure you receive a consistent experience while helping us determine which changes are most appreciated by our users.

Additional Information

We hope this explanation clarifies any questions you may have. If you’re uncertain about whether you need certain cookies, it’s generally best to keep them enabled to ensure you can fully utilize all the features and functionalities of our site.

II. How We Use Your Information

Foster The Money gathers your information for several key purposes:

  • To efficiently process your orders and manage any accounts you may have with us.
  • To send you emails about special offers on other products and services that align with your interests.
  • To gain a deeper understanding of your preferences as a customer, enabling us to enhance our business with tailored offers, content that’s more relevant to you, and more effectively targeted advertising.

A. HOW IS MARKETING DONE AT FOSTER THE MONEY

Foster The Money wants to keep you informed about our products and services, as well as those from our partners, including various banks and credit card providers in the US, Canada, South Africa, and the UK. Please note that our list of partners may evolve over time

You can opt out of marketing communications at any time. Simply unsubscribe from our mailing list using the link in our emails to stop receiving marketing messages.

If you’ve unsubscribed but still receive marketing communications, please contact our DPO at [email protected].

III. Dedication to Protecting Your Data

Foster The Money will not sell your personal data.

We collaborate with partners offering financial products and services. Your data may be shared with them upon your request or if you show interest in their offerings.

Additionally, we share your data with select third-party processors solely to help us achieve the objectives outlined in this Privacy Policy. This includes:

  • Email management and distribution tool providers.
  • Security and fraud prevention service providers.
  • Data aggregation and analytics software providers.

In all these cases, Foster The Money strictly manages your data in line with this Privacy Policy.

A. HOW DOES FOSTER THE MONEY STORE YOUR DATA?

Foster The Money securely stores your data in Google Big Query Data Warehouse and with reputable third-party vendors like Active Campaign, known for their stringent privacy protection practices.

We retain your data as long as it serves the purposes mentioned above. Once it’s no longer required for our internal operations, we ensure its deletion from all our databases within one year.

B. IS THERE INTERNATIONAL TRANSFER OF YOUR DATA?

Your data might be transferred or stored in international networks and servers but always within the EU or to a country outside the EU that is considered “adequate” by the European Commission.

IV. Asserting Your Privacy Rights

Introdução sobre os direitos do usuário

1. Your Established Rights

At Foster the Money, we recognize and respect your rights to your personal information, even if you don’t have an account with us. Keep in mind that these rights may vary based on your location. Different states or regions grant varying rights about personal information to their residents, so the rights you hold regarding the data we collect and process might differ depending on where you are geographically.

2. Data Retention Policy

At Foster the Money, we retain your personal information only as long as necessary to fulfill our data retention obligations, provide services, and manage our business, unless you request otherwise. Should you want your personal data deleted from our records, please reach out to us at [email protected].

V. California Privacy Rights

Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal data. At Foster the Money, these include:

  • You can request information about the categories and specific pieces of personal data we have collected.
  • You can ask for the deletion of your personal data that we have gathered.
  • You have the option to instruct us not to sell your personal data.

At Foster the Money, we’re committed to promptly responding to your requests under these rights within one month. If you wish to exercise any of these rights or have any inquiries regarding data privacy, please don’t hesitate to get in touch with us.

VI. GDPR Data Protection Rights

Foster The Money is committed to ensuring you’re fully aware of your data protection rights. As a user, you’re entitled to:

  • Request copies of your personal data from Foster The Money, with a potential small fee.
  • Ask for corrections to any inaccuracies or request the completion of incomplete data.
  • Ask Foster The Money to delete your personal data, subject to specific conditions.
  • Request that we limit the processing of your personal data under certain conditions.
  • Oppose our processing of your personal data in certain situations.
  • Ask us to transfer data we’ve collected to another organization or directly to you, subject to certain conditions.

We’ll respond to your requests within one month. To exercise any of these rights, please reach out to us at [email protected].

VII. Parent’s Children Information

Foster the Money does not knowingly collect information from children under 13. We advise parents and guardians to monitor their children’s online activities.

If we inadvertently collect personal information from children, we commit to deleting it as soon as we’re aware. Parents or guardians can report such instances directly to us at [email protected], and we will remove the information swiftly.

VIII. Revisions to Our Privacy Policy

Foster The Money routinely reviews and updates its Privacy Policy, posting any changes on this webpage. With each update, we’ll adjust the “Last Updated” date at the top of the policy.

Should there be significant changes to the policy, we may inform you directly if we have your contact details in our records.

We recommend regularly checking this Privacy Policy to stay informed about how Foster The Money handles your data.

We reserve the right to change this Privacy Policy as needed to align with advancements in technology, legal requirements, or changes in our business operations. 

IX. Our Contact Information

If you have any inquiries regarding Foster The Money’s Privacy Policy, the information we have on file for you, or if you wish to exercise any of your data protection rights, please feel free to reach out to us at [email protected].