A credit card with a fixed rate has an interest rate that stays the same, regardless of what happens to the prime rate or other market factors. This can be a good thing if interest rates are rising, as it means your credit card bill won’t get any more expensive. However, it can also be a bad thing if interest rates are falling, as it means you’re not taking advantage of lower interest rates.

If you’re looking for a credit card with a low interest rate and no annual fee, then this is a good option to consider. However, if you’re looking for a credit card with more rewards or features, then you may want to consider other Capital One credit cards, such as the Capital One Venture Rewards Credit Card or the Capital One Savor Cash Rewards Credit Card.

Yes, you can get the Capital One Low Rate Guaranteed Mastercard® if you have a good credit score. In fact, it is one of the best credit cards for people with good credit. To qualify for this card, you will need to have a credit score of at least 670. But you can get this credit card even if you have a fair credit score!