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Capital One Platinum Secured card: check out how to apply!
Learn how to apply for the Capital One Platinum Secured card, the financial product designed for those who need to build credit without paying annual or foreign transfer fees.
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Capital One Platinum Secured card: Rebuild your credit without worrying about annual fees
The Capital One Platinum Secured card is a solid option for anyone who needs to build credit and you can apply for it without leaving your house.
In addition to reporting to major agencies, it offers a credit limit of up to $1,000 and an overseas transfer fee waiver.
Want to know how to have this product at your disposal to raise your credit? Read the article below and learn how to apply for the Capital One Platinum Secured card.
How to apply on the website
Before applying for the Capital One Platinum Secured card, you need to make sure you meet certain criteria. Below, learn about the most important conditions required by Capital One for this product:
- Living in US territory, Puerto Rico or military zones;
- Your rent/mortgage payment cannot exceed your monthly earnings by $425;
- Be of legal age;
- No pending issues with Capital One.
All right? Then go to the Capital One Platinum Secured Card official website and click “See if I’m pre-approved”. You will be taken through a pre-approval form that will certify that you can apply for this card. In fact, these mechanisms are a safeguard to ensure you don’t hurt your credit score if you don’t pass.
After filling in all the information you will know the result in a few seconds. If approved, you will be able to confirm your application after adding some information.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How to apply using a mobile app
Capital One provides a standard application for its customers to manage their credit cards. To download it to your smartphone, simply digitally search for “Capital One Mobile” in your app store.
Despite being a great feature, it does not allow you to apply for Capital One cards.
However, if you want to apply for the Capital One Platinum Secured card via mobile, just go to the official website for that card.
Capital One Platinum Secured card vs. OakStone Gold Secured Mastercard® card: choose which one is best for you
Capital One Cards are known throughout the country and even abroad. However, to decide if they are really the best choice for you, you need to know other options.
So, we decided to make a comparison between two products with similar characteristics. That way, you will be much more sure of your decision. See the table below:
| Capital One Platinum Secured | OakStone Gold Secured Mastercard® | |
| Credit Score | Bad/Fair (300-669) | No minimum credit score requirements |
| Annual Fee | $0 | $39 |
| Regular APR | 26.99% (variable) | From 13.99% to 19.99% |
| Welcome bonus | None | None |
| Rewards | None | N/A |
One of the strengths of the OakStone Gold Secured Mastercard® is its below-average APR. However, only a more detailed analysis can determine if this is the best option for you.
To learn more about this card, click the link below!
OakStone Gold Secured Mastercard® card: check out how to apply!
Quick and easy: learn how to apply for your OakStone Gold Secured Mastercard® and get your card even if you do not have a good credit score!
About the author / José Gonçalo
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