Apply to the Applied Bank® Gold Preferred® Secured Visa® card and discover the “golden” way to build credit. Count on an extremely low fixed APR card and no APR penalty.

Indeed, this card guarantees the automatic approval of any candidate. However, you must meet the following basic conditions:

The official website for this credit product does not provide further details on minimum income or maximum acceptable expenditures.

However, it does indicate that verification of your income will be done. Below, understand how the application process for this card works:

To apply, go to the Applied Bank® Gold Preferred® Secured Visa® Card official website and click “Get Approved Today!”. You will then access a registration form.

Initially, you provide a valid name, address, email, and phone number. Then click “Continue”. You will then be asked to provide documents to verify your identity, such as your SSN.

In addition, other data about your income and debts will be requested. This complete questionnaire takes 60 seconds to complete.

Typically, you will receive an acceptance response shortly after completing your request. This is not a pre-approval request. This app may lower your credit score temporarily.

Customers of this credit card have free access to the Applied Bank Mobile App. In fact, this is a smartphone application that allows you to manage your mobile card.

Pay bills, check balances, and transfer money between accounts. However, this application does not accept applications.

To do so, you must access this product’s website either by computer or cell phone.

Indeed, the credit card market is extremely competitive. Thus, customers have a good number of options to evaluate and compare.

To assist you in this work, we made a comparison between two widely used and referenced cards. In the table below, it is possible to compare them in their main characteristics. Take a look:

Does Discover it® Secured sound like a good fit for you? If so, check out how to apply for it in our post below!