Surge® Platinum Mastercard®: check out how to apply!

Get to know how the application process works for one of the cards that has established itself in the market as a great option for building credit: the Surge® Platinum Mastercard®.


by José Gonçalo

06/29/2022 | Updated on 01/03/2023

Surge® Platinum Mastercard®: no initial deposit and reporting to the main credit bureaus in the country!

Continental Finance logo
Learn how to apply for this card. Source: Continental Finance

You can apply for the Surge® Platinum Mastercard® without leaving your home. All you need is a computer or cell phone connected to the internet. Basically, you just need to be of legal age and live in the US.

Below, check out how the online application process works!


Credit card

Surge® Platinum Mastercard®

Bad credit Build credit

Credit rebuilding with up to $1,000 initial limit reporting to the main credit agencies in the country.

You will be redirected to another website

How to apply on the website

Continental Finances bank offers a pre-application process for those wishing to apply for the Surge® Platinum Mastercard®. That way, you can know if you will have access to this product before confirming your subscription. In fact, this is a neat feature that won’t “hurt” your credit.

To use it, just go to the official Surge® Platinum Mastercard® website. On the left side of the screen, click “apply now”. You will then be taken to a small form. Then, just enter basic information like name and address and click “see my card offers”.

Usually, in a few moments, you will know what fees you are entitled to if you confirm your application.

How to apply using a mobile app

Black credit card background (apply Surge Mastercard® card).
Learn how to apply for the Surge® Platinum Mastercard®. Source: Adobe Stock

Those who are reading this article from their cell phone may prefer to subscribe to this screen. To do so, simply access the official website of the Surge® Platinum Mastercard® and follow the same process described above.

In effect, Continental Finances offers a mobile application to its customers. However, this feature does not allow you to sign up through it.

Even so, “CFC Mobile Access” will be extremely useful as long as you have your card active. Through it, you will be able to control all card activity, make payments, view history and much more.

Surge® Platinum Mastercard® vs. FIT® Platinum Mastercard®: choose which one is best for you

Indeed, the market is full of options for building credit. In this review, we decided to buy two of them: Surge® Platinum Mastercard® and FIT® Platinum Mastercard®.

The table below highlights the main features of each of these products. Which one is best for you? Discover now:

Surge® Platinum Mastercard®FIT® Platinum Mastercard®
Credit ScoreAny score (300-850)Bad to fair (from 300 to 670)
Annual Fee$300 Credit Limit à $75 Annual Fee Year 1, $99 Annual Fee Year 2 (remains the same)
$500, $750, $1,000 Credit Limits à $125 Annual Fee
Regular APR29.99% (variable)29.99%
Welcome bonusNoneNone

Below is a special article that offers more details about FIT® Platinum Mastercard®. Click and learn more about this option!

FIT Mastercard® credit card

FIT Mastercard® card: check out how to apply!

Build or rebuild your credit with a card you trust and can offer up to a $400 starting limit. Learn how to apply for the FIT Mastercard® credit card.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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