Credit Cards

Credit cards for good credit: discover the benefits of these 5 options

Find out what to look for when choosing a credit card for good credit. Discover 5 excellent financial options full of rewards, welcome bonuses and more!

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Good credit can give you access to amazing credit cards opportunities

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Discover 5 great credit cards for those with a good credit score. Source: Adobe Stock

In fact, having a good credit score is a pleasure few people know about. We know that it is no accident that someone reaches a score of this level. However, to make the most of it, you need to choose very well between credit cards for good credit.

When you have a credit score between 670 and 739, a world of opportunity opens up to you. It’s like the agencies that issue credit cards begging you to be their customer. However, great powers bring great responsibilities.

To take advantage of this advantage in the best possible way, it is necessary to find credit cards. So, thinking about saving your time, we decided to go to the internet in search of great options.

The result was a list of 5 Credit Cards for good credit options that you will know now. Then compare, analyze and decide which one is best for you.

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5 top-rated credit cards for good credit

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Make the most of your credit score by choosing the right credit card. Source: Adobe Stock

5 credit cards that are actually a reward for everything you did to build that score:

Chase Freedom Flex℠

Chase Freedom Flex℠ was chosen to open our list and it was no accident. This card has a cashback program that yields an incredible 5% on certain purchase categories. Plus, with this card, you’re forever free of annual fees.

In addition, this card will waive more than one year of APR. To preserve your credit, you can monitor it monthly and receive notifications if your score changes. In addition, here you also get a welcome bonus!

Learn about other advantages of this card in the summary table below:

Credit ScoreGood or excellent (from 670 to 850)
Annual Fee$0
Regular APR0% for the first 15 months after opening the account. After this period, from 15.24% to 23.99% (variable).
Welcome bonus$200 if you spend at least $500 in the first 3 months. And 5% cashback on up to $6,000 spent at gas stations in the first year.
Rewards5% cashback of a maximum of $1,500 each quarter on purchases in defined monthly categories; 5% on travel purchased at Chase Ultimate Rewards®; 3% on eligible dinners or takeaways; 3% on qualified pharmacies and drugstores and 1% on all other purchases.

Citi Custom Cash℠ Card

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Find out which card is better for you. Source: Adobe Stock

It’s really wonderful to have a good credit score. With it, you have access to a series of rewards and special conditions. If you choose the Citi Custom Cash℠ card, this is what you won’t miss.

In addition to the basic conditions, we expect from good credit cards (0% initial APR, $0 annual fee, welcome bonus…) this card offers more. With the Citi Custom Cash℠ Card, you have a cashback program that adapts monthly to your spending.

That way, you get more rewards in the categories you spent the most on! Will this be your new credit card? Read the table below and decide:

Credit ScoreGood or excellent (from 670 to 850)
Annual Fee$0
Regular APR0% in the first 15 months. After that, from 14.24% to 24.24% (variable)
Welcome bonusEarn $200 after spending $750 on purchases in the first 3 months
Rewards5% cashback on the category of purchases you used the most after the end of each balance cycle up to $500. After completing this amount, start earning 1% on these categories. Unlimited 1% on all other purchases

Upgrade Triple Cash Rewards Visa®

One of the best cards in the “Upgrade” family, the Triple Cash Rewards Visa® Upgrade, also earned a spot on this list. In addition to stalling your customers with fees, it offers an excellent cash back program to give you lots of rewards.

Furthermore, the application process is simple and can be completed within minutes. Finally, this card exempts your customers from liability in the event of fraud or purchases that you do not recognize. More information? Check the table below:

Credit ScoreGood or excellent (from 670 to 850)
Annual Fee$0
Regular APRFrom 8.99% to 29.99%
Welcome bonus$200 if you open a Rewards Checking account and make three debit card transfers
RewardsCash back unlimited; 3% in the categories home, automobiles and health, 1% in the others
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PenFed Power Cash Rewards Visa Signature® Card

No matter what or how much you consume, the PenFed Power Cash Rewards Visa Signature® card will give you excellent cash back value. That advantage alone would be excellent.

However, this card offers more. In addition to the basic package of advantages of cards for good credit, this card does not charge fees for transactions abroad.

In addition, you have a protection system that will notify you immediately in case of suspicious movements on your card. Finally, you can still participate in exclusive clubs that give you discounts on virtually all purchases.

Learn more about this card in the table below:

Credit ScoreGood or excellent (from 670 to 850)
Annual Fee$0
Regular APR0% APR for the first 12 months. After that, from 15.99% to 17.99% (variable)
Welcome bonusGet a $100 bonus if you spend $1,500 in the first 90 days
Rewards2% cash back on all purchases for PenFed Honors Advantage club members. For non-members, 1.5% cash back on all purchases

Chase Freedom Unlimited®

Closing our list, we have one more card from the “Chase Freedom” family, the Chase Freedom Unlimited®. This card has a powerful cashback program and great entry conditions.

As with Chase Freedom Flex℠, here your points do not expire and can be used as you see fit. In addition, this card offers great conditions for travelers. In addition to all rewards, you can recover non-refundable installments in case of canceled trips.

Finally, it is a secure card, with 24-hour monitoring and that exempts you from liability in cases of fraud.

Credit ScoreGood or excellent (from 670 to 850)
Annual Fee$0
Regular APR0% for the first 15 months after opening the account. After this period, from 15.24% to 23.99% (variable).
Welcome bonus$200 bonus if you purchase $500 in the first quarter of opening the account. Plus, 5% cashback purchasing on gas stations in the first year (up to $6,000 spent).
Rewards5% on travel purchased at Chase Ultimate Rewards®; 3% on eligible dinners, delivery services and drugstores, and 1.5% on all other purchases.

So, we finalize our list of 5 credit cards for anyone with a good credit score.

On our blog, we have other lists of recommended cards and also credit card reviews. If you want to explore other possibilities, click on the link below and check out an option that suits your profile!

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About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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