Upgrade Triple Cash Rewards Visa®: check out how to apply!

Check out this step-by-step guide on how to request your Upgrade Triple Cash Rewards Visa®, and enjoy unlimited cashback and an easy credit program whenever you need it.


Upgrade Triple Cash Rewards Visa®: Get 3% unlimited cash back on must-have purchases every month

apply Upgrade Triple Cash Rewards Visa®
Check out how the application process works. Source: Foster the Money.

If you want to apply for the Upgrade Triple Cash Rewards Visa®, you should know that it is an easy and non-bureaucratic process. Indeed, it is possible to do the whole process without leaving home. Below, learn how to secure your Upgrade family gray card.


Credit Card

Upgrade Triple Cash Rewards Visa®

VISA No annual fee

Skip the annual fees and get unlimited cash back.

You will be redirected to another website

How to apply on the website

apply Upgrade Triple Cash Rewards Visa®
Learn how to apply for the Upgrade Triple Cash Rewards Visa®. Source: Upgrade.

The Upgrade family credit card application process has been simplified as much as possible. So, you probably won’t have any problems during this process. Upon entering the Upgrade Triple Cash Rewards official website, click “Get start”.

Fill in all information fields. Therefore, do not forget to provide an email address that you have access to and an easy-to-remember password. At the end of the form, confirm that you know and accept the terms of use and click “Get pre-approved”.

In a short time, you will know if your application has been approved and what your APR rate will be. Normally, this information will be sent to the email you provided. There, you will also receive information to finalize your request.

In addition, you should know, before applying, that this card is not available in DC, IA, WV, and WI.

How to apply using a mobile app

The official website is the only way to apply for the Upgrade Triple Cash Rewards Visa®. Therefore, the “Upgrade” application does not offer this service. However, it will be very useful for as long as you have this card.

Through this app, you can check debts, cashback program rewards and your credit score.

Upgrade Triple Cash Rewards Visa® vs. Citi® Double Cash Card: choose which one is best for you

Is the Upgrade Triple Cash Rewards Visa® the best option for you? To help you answer that question, we’ve compared the benefits of this and other similar credit cards. Which one got the best?

See the summary of this comparison in the table below:

Upgrade Triple Cash Rewards Visa®Citi® Double Cash
Credit Score670-850 (good to excellent)690-850 (good or excellent)
Annual Fee$0$0
Regular APRFrom 14.99% to 29.99% variable APR0% APR for the first 18 months. From 18.49% – 28.49% in the following months
Welcome bonus$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*N/A.
RewardsCash back unlimited; 3% in the categories home, automobiles and health, 1% in the others2%: 1% on purchase and 1% on payment (unlimited program)
Citi logo

Citi® Double Cash Card: check out how to apply!

Looking for a great cash back credit card? Check out the Citi® Double Cash Card. You'll get 2% cash back on every purchase, plus anti-fraud protection and 0% APR in the first 18 months of use.

Disclaimer: *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer.

Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

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