Wells Fargo Reflect℠ Card: check out how to apply!

If you're looking for a new credit card, the Wells Fargo Reflect℠ Card is a great option. It comes with no annual fee and a host of other benefits, making it perfect for everyday use. Learn how to apply today!


by José Gonçalo

Published on 04/20/2022

Wells Fargo Reflect℠ Card: 0% APR for almost two years

Wells Fargo logo
Learn how to apply for this card. Source: Wells Fargo.

Do you want good reasons to apply for the Wells Fargo Reflect℠ Card? Here it goes: it is the best choice between 0% APR credit cards and balance transfer according to expert reviews in 2022 (“The Ascent” and “NerdWallet”).

We’re talking about a credit card that offers almost two years of 0% APR (18 months extendable for another 3). Plus, it gives you $600 as insurance for your cell phone. Amazing, isn’t it?

So find out now how to apply for your Wells Fargo Reflect℠ Card:


Credit card

Wells Fargo Reflect℠

Visa® 0% APR

A card that will make you forget what it’s like to pay interest for almost two years.

You will be redirected to another website

How to apply on the website

Happy smiling bearded hipsteris using phone and his credit card over red background
Learn how to apply for the Wells Fargo Reflect Card. Source: Adobe Stock.

If you choose the online option, go to the card application page and click on “next step: apply”. Afterwards, fill in the data in the requested fields and don’t forget to inform an e-mail account and telephone number that you have access to.

During the process, the company can make a call via recorded message or send documents in pdf. Finally, don’t forget to check the consent options at the end of the form and click “submit”.

Okay, now just wait for the instructions for the next steps

How to apply using a mobile app

You can apply for your credit card and track your account information via the mobile app. To do so, on your iPhone or Android, search for the “Wells Fargo Mobile” app. Once logged into an account, click on “explore our products”.

Then click on “credit cards”. In the menu of cards offered by the company, click “apply now” below the image of the Wells Fargo Reflect℠ Card. You will be directed to a web link to complete a form.

Wells Fargo Reflect℠ Card vs. Citi® Double Cash Card: choose which one is best for you

But if you are still not sure if the Wells Fargo Reflect℠ is the right choice for you, we can help!

Check out our comparison table below and learn more about another great financial option available, the Citi® Double Cash Card!

Wells Fargo Reflect℠ CardCiti® Double Cash Card
Credit ScoreFrom 690 to 850 (good or excellent)From 690 to 850 (good or excellent)
Annual Fee$ 0$0
Regular APR0% for up to 21 months. 13.24%-25.24% after that period.0% intro APR for 18 months
Welcome bonusNoneNone
Citi logo

Citi® Double Cash Card: check out how to apply!

Looking for a great cash back credit card? Check out the Citi® Double Cash Card. You'll get 2% cash back on every purchase, plus anti-fraud protection and 0% APR in the first 18 months of use.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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