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PREMIER Bankcard® Mastercard® card: check out how to apply!

Get to know the PREMIER Bankcard® Mastercard®, the credit card with monthly reporting to the three largest credit agencies in the country. Learn how to apply for it!

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by José Gonçalo

05/15/2022 | Updated on 12/23/2022

PREMIER Bankcard® Mastercard® card: rebuild your credit quickly with monthly reports to the country’s top credit bureaus

Premier Bankcard logo
Learn how to apply for this card. Source: PREMIER Bankcard®.

Apply for the PREMIER Bankcard® Mastercard® card is a simple process, which can be done by computer or cell phone. In fact, the issuing company has simplified this process as much as possible.

Below, answer all your questions about how to apply for this card!

card

Credit card

PREMIER Bankcard® Mastercard®

Building credit Mastercard®

Rebuild your credit with monthly reports to top agencies with a limit of up to $700!

You will be redirected to another website

How to apply on the website

Overhead view of smiling woman holding credit card and smartphone while lying on sofa (apply PREMIER Bankcard® Mastercard® card)
Learn how to apply for the PREMIER Bankcard® Mastercard® credit card. Source: Adobe Stock.

The process of requesting this card online only happens through the official website of this product.

First, access the website and choose the PREMIER Bankcard® Mastercard® credit card by clicking the “Apply Now” button.

You can then enter the requested information in the form to apply for the PREMIER Bankcard® Mastercard®.

At the end of the form, you have the option to activate the PREMIER Credit Protection service. This is insurance that will cover the minimum payment of your monthly balance in situations of unemployment, for example.

This program is not mandatory and costs 0.89% of your monthly balance. Additionally, there is a fee charged to access this program if your application is accepted. This costs $29 and will be deducted from your first credit limit.

All ready? Check your information and click “submit application”. The result of your PREMIER Bankcard® Mastercard® card application will normally be communicated via text message to your cell phone.

How to apply using a mobile app

PREMIER Bankcard® offers an app service to manage your card from your cell phone. So the name of this app is “PREMIER Bankcard” and it can be downloaded for free.

Through it, you can check balance, available credit, last payment, pay bills, see recent transactions and much more.

However, this app does not allow the application of the PREMIER Bankcard® Mastercard® card or any other card from this company. Thus, the only way to request them is through the official website.

PREMIER Bankcard® Mastercard® card vs. Reflex Mastercard® card: choose which one is best for you 

In a quick market research, you find a number of cards that promise to help build your credit. To help you with this choice, we have gathered two well-known options in the market.

We’ve selected the main features of each one so you can decide which one is best for you. So, check out the list below and decide:

PREMIER Bankcard® Mastercard®Reflex Mastercard®
Credit ScoreFrom Average to excellent (over 500)From Poor to good (between 300 and 719)
Annual FeeIn the first year, from $50 to $125. In subsequent years, from $45 to $49From $75.00 to $99.00 in the first year, $99.00 in subsequent years
Regular APR36%From 24.99% to 29.99% (variable)
Welcome bonusNoneNone
RewardsNoneNone
Reflex logo

Reflex Mastercard® card: check out how to apply!

It's easy to apply for the Reflex Mastercard® card. Learn here how to get the card that gives up to a $2,000 limit after 6 months of use!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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