Indeed, building credit is not easy, whether you’re “starting from scratch” or rebuilding. That’s why it’s always good to have cards like the Merrick Bank Double Your Line secured credit card.

Learn more about this product and learn how it can help you:

Indeed, this card is another option Merrick Bank offers for those who want to build credit. To fulfill this function, this card provides the basic services necessary for this purpose.

Your payments are reported to the 3 largest credit bureaus in the country. You are also entitled to free monthly consultations on your FICO® score.

In addition, this card offers a non-secured limit of $200 for its customers. To access this benefit, just make payments on time during the first 7 months of use.

A minimum amount of $200 is required for a secured initial deposit. However, this card accepts deposits of up to $3,000.

In addition, it is a card with one of the lowest APRs compared to other secured cards available on the market. You still have a liability waiver in case of fraud.

There is also a mobile application service to facilitate the management of your card. Finally, it is a Mastercard card, accepted in most establishments in the country.

Is this card a good tool for your profile? See the lists below for a more secure answer to this question. In fact, here are the main advantages and disadvantages of this credit product:

Indeed, no minimum score is defined by the company issuing this card. That way, regardless of your credit, you can apply for it.

You can request the card from home without facing lines or scheduling appointments. To find out how, check out our post below!