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Merrick Bank Double Your Line Secured Card: check out how to apply!
Learn how to apply to Merrick Bank Double Your Line Secured Card and have access to a great tool for building credit: free FICO score consultation and credit line increase!
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by José Gonçalo
Merrick Bank Double Your Line Secured Card: get a fair APR
Apply for the Merrick Bank Double Your Line Secured Card and build your credit with a $200 non-secured limit.
To have these and many other advantages, here’s how to apply. Below are the basic requirements to apply:
- Be at least 18 years old;
- Valid social security number (SSN);
- Have an address in the USA;
- Not having pending bankruptcy;
- Not having another Merrick Bank card secured;
- Do not have outstanding tax obligations; Meet income and debt level criteria (not specified).
How to apply on the website
You will have access to the registration form. In this, you must provide personal data, address, and data about your income. You must make your first secured deposit if the system confirms your data.
Typically, this entire process takes a few minutes.
You will be redirected to another website
How to apply using a mobile app
Merrick Bank customers have access to Merrick Bank Mobile. This is a free app to manage your card remotely.
With this one, you can track balances, pay bills, and track your credit score, among other functions.
However, to apply for this card, it is necessary to access the official website of that bank, which can be done by cell phone or tablet.
Merrick Bank Double Your Line Secured Card vs. Discover it® Secured Card: choose which one is best for you
There is no shortage of options in the market for those who need to build credit. So, it’s always good to consult a good number of these to ensure you make the right choice.
Below, check out a comparison between two cards that are widely used for this purpose:
| Merrick Bank Double Your Line Secured Card | Discover it® Secured Card | |
| Credit Score | Bad (below 670) | Poor (300-629) |
| Annual Fee | $36 paid in one go for the first year. Next, $3 per month | $0 |
| Regular APR | 20.45% (variable) | 25.99% variable purchase APR |
| Welcome bonus | None | Double the number of cash back earned in the first year (Cashback Match) |
| Rewards | None | 2% cash back on gasoline and restaurants up to $1,000 per quarter (combined purchases); 1% unlimited cash back on other purchases |
To learn more about the Discover it® Secured Card and how to apply for it, check out our post below!
Discover it® Secured card: check out how to apply!
Learn how to apply for a Discover it® Secured credit card. A credit building card that offers an excellent rewards program: 2% cash back and double all your rewards earned in the first year!
José Gonçalo
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