Walmart MoneyCard: check out how to apply!

Learn how to apply for the Walmart MoneyCard, the debit card that gives you advantages when shopping at Walmart and any other store!


by José Gonçalo

09/17/2022 | Updated on 01/11/2023

Walmart MoneyCard: have one of the best savings income

Walmart logo
Learn how to apply for the Walmart MoneyCard. Source: Walmart

Apply for the Walmart MoneyCard, the card created by Walmart, which can be used at any other store in the country.

Learn how to get this card to earn up to $75 cashback per year and compete for monthly prizes of $1,000. First, it is important that you understand that you can obtain this card in two ways.


Debit card

Walmart MoneyCard

Cash back $1,000 monthly prizes

No credit and history checks, up to 3% cash back and $1,000 prizes every month, salary/benefit advance and in-store purchases.

You will be redirected to another website

In fact, you can buy it in physical Walmart stores or order it online. In either case, you will need to be at least 18 years of age. Below, learn how to request or validate your card:

How to apply on the website

Indeed, when accessing the official website for the Walmart MoneyCard application, you will have two buttons. These are located in the upper right corner of the screen.

If you have already purchased your card in physical stores, click on the “Activate your card” button and follow the process below:

Card activation

In this process, you must answer a simple questionnaire to provide some data. Among these are:

  • Name;
  • Address;
  • Date of birth;
  • Expiration date;
  • Valid mobile phone number;
  • Social Security Number (SSN);
  • 16 digits that are on the front of your card;
  • 3 security digits (these are on the back of your card);

Finally, the result of your application will be informed by email and/or telephone.

Request card

On the official Walmart MoneyCard website, press the “Open an Account” button. You will then have access to a short application questionnaire.

Basically, you must provide the same information as in the questionnaire described above.

The only warning is that the 16 digits on the front of your card, expiry date and 3 security digits will not be asked for. After all, you don’t have a Walmart card in your hand.

How to apply using a mobile app

Walmart MoneyCard app (apply Walmart MoneyCard)
Learn how to apply for the Walmart MoneyCard. Source: Walmart MoneyCard

Indeed, you can apply for the card or activate it through the mobile app. To do so, simply fill in a questionnaire very similar to the one requested in the online validation/request mode (above).

The name of the application is “Walmart MoneyCard”, it is free and has excellent advantages. Track deposits, rewards, manage accounts, and create budgets. All this and much more are possible with this app.

Walmart MoneyCard vs. Merit Platinum Card: choose which one is best for you

Like Walmart, other stores have cards designed for their customers. To help you decide between these options, we’ve made a summary table of comparison. Which of these is the best option?

See the table below and find out:

Walmart MoneyCardMerit Platinum Card
Credit ScoreNo minimum credit scoreNo minimum credit score
Annual Fee$5.94 monthly fee (waived for those receiving direct payroll deposits and/or government benefits accounting for at least $500 monthly)$177.24, paid in monthly installments of $14.77
Regular APR0%0%
Welcome bonus* $20 bonus;

*Terms apply
Rewards*3% cash back on purchases at; 2% on purchases at Walmart gas stations; 1% at Walmart physical stores (a maximum reward of $75 per year)

*Terms apply

Do you like the features of the Merit Platinum Card? If so, see our post below to learn about the application process!

Merit Platinum logo

Merit Platinum Card: check out how to apply!

Learn how to apply for the Merit Platinum Card, which offers a $750 credit limit, 0% APR permanently, 50% discounts on medication purchases, and much more!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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