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Tangerine World Mastercard® credit card full review: should you get it?

Discover the Tangerine World Mastercard® credit card, the card that gives you up to 2% unlimited cash back and benefits that only people with World Mastercard® cards have access to (exclusive spaces at airports, spas and more!).

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Tangerine World Mastercard® credit card: earn 2% cashback in two categories of your choice

Tangerine World Mastercard® credit card
Learn all about the Tangerine World Mastercard® credit card. Source: Tangerine

In fact, the Tangerine World Mastercard® credit card is the “big brother” between the two credit cards offered by Tangerine Bank.

Basically, this option gives you everything you see on the Tangerine Money-Back credit card (the little brother) with an upgrade. Are you curious to know what the differential of this card is? So, take a look at the review below and find out.

Tangerine World Mastercard® credit card

Tangerine World Mastercard® card: check out how to apply!

Find out how to apply for the Tangerine World Mastercard®, the credit card that offers up to 2% cashback and exclusive benefits!

Credit ScoreGood/excellent (670-850) 
Annual Fee$0
Regular APR19.95% (fixed)
Welcome bonusExtra 10% cash back if you spend up to $1,000 in the first two months (promotion valid for applications accepted until July 31, 2022); 1.95% balance transfer fee for the first 6 months, then 19.95%
Rewards2% unlimited cash back in two chosen categories, 0.5% in other categories

Tangerine World Mastercard® credit card: learn more about this financial product

Indeed, comparing the two Tangerine cards, you will find no difference in fees and reward program. Also, the welcome bonus is the same for both products.

So with Tangerine World Mastercard® card, you get 2% unlimited cash back in two categories of your choice. If you want to choose an extra category, just accept to receive your reward as a deposit in your Tangerine account.

Also, you can replace your categories every quarter. Unselected purchases generate an unlimited cash back of 0.5%. Not to mention the extra 10% cashback received for the $1,000 spent in the first two months of this card (valid if you apply by July 31, 2022) .

In fact, what distinguishes the Tangerine World Mastercard® card from the Tangerine Money-Back is the exclusive World Mastercard® benefits. This way, you have access to:

  • 1 million free wi-fi points around the world;
  • $1,000 insurance in case your cell phone is lost, damaged or stolen;
  • Exclusive discounts on purchases abroad;
  • Insurance to cover damage to rental cars;
  • Special offers on apps and subscription services;
  • Exclusive access to private airport environments for just $32.

Tangerine World Mastercard® credit card features

Man holding credit card and smartphone; orange background
Learn more about the card’s pros and cons! Source: Adobe Stock.

In fact, you can already see that the Tangerine World Mastercard® card is packed with exclusive advantages. However, before deciding whether to “get this fruit”, take a look at the downsides of this product.

So, you can be sure that you are making an excellent choice:

What are the benefits?

  • Unlimited rewards program that guarantees 2% cashback in up to 3 categories of your choice;
  • 1.95% balance transfer fee for the first six months;
  • No annual fee;
  • Exclusive travel benefits (World Mastercard®).

And what are the drawbacks?

  • If you are two payments late, your APR goes from 19.95% to 24.95%;
  • Pay a 2.5% fee on your foreign transfers;
  • Will you withdraw money? Pay $5.00 per operation outside the country and $3.5 in the national territory;
  • Right to only one statement printout per month. Pay $5.00 for each new print.

What credit score do you need to get the Tangerine World Mastercard® credit card?

In fact, the Tangerine World Mastercard® is a card with premium benefits and interesting benefits for travelers. Therefore, you will need a good credit score to have your application accepted.

Therefore, we recommend this card for people with a good or excellent score (above 670 points).

How does the Tangerine World Mastercard® credit card application process work?

Interested in the Tangerine World Mastercard®card? Then click on the link below and learn how to apply!

Tangerine World Mastercard® credit card

Tangerine World Mastercard® card: check out how to apply!

Find out how to apply for the Tangerine World Mastercard®, the credit card that offers up to 2% cashback and exclusive benefits!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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