KOHO Visa Prepaid Card: check out how to apply!

Learn how the KOHO Visa Prepaid Card application process works: the prepaid card that offers 0.5% cashback on all of your purchases.


by José Gonçalo

Published on 05/26/2022

KOHO Visa Prepaid Card: an anti-debt card to put you in control of your finances

KOHO logo (apply KOHO Visa Prepaid Card).
Learn how to apply for this card. Source: KOHO

Modern KOHO cards are starting to gain notoriety among Canadians. Undoubtedly, the main attraction of this family’s prepaid model is the possibility of having a cashback program. In fact, this is an unusual feature among the cards of this modality. To access these benefits and all the advantages of a Visa card, see below how to apply for the KOHO Visa Prepaid Card!


Prepaid Card

KOHO Visa Prepaid Card

Cashback Visa

0.5% cashback on all purchases and all the benefits of a prepaid Visa card.

You will be redirected to another website

How to apply on the website

Learn how to apply for the KOHO Visa Prepaid Card. Source: Adobe Stock

In fact, the KOHO card family currently offers three options: a prepaid version, a premium version and the JOHO Joint. The application process for any of these cards is the same and starts from the official KOHO page.

When entering this site, simply click on “Open Account”. First, you will need to enter a valid email address and password. After that, you will fill out a form with personal information and then financial information.

The process takes a maximum of 5 minutes. Finally, you can still opt for the English version of the form by clicking on “EN” in the upper right corner of the screen.

How to apply using a mobile app

If you are reading this article from your cell phone, you may prefer to report your candidacy from there.

KOHO offers this option. Through the “KOHO Financial” application you can manage your account and also apply for any card in the KOHO family. Just download the free app.

Lastly, the application process is similar to that website, so you won’t have any problems.

KOHO Visa Prepaid Card vs. BMO CashBack® Mastercard® card: choose which one is best for you

We have placed two credit cards side by side at the disposal of the Canadian people. In fact, there are two cards with a cashback program, but with very marked differences.

In the table below, we separate the main features of each model so that you can compare them. What is the best option? Decide for yourself:

KOHO VisaBMO CashBack® Mastercard®
Credit ScoreBad (300-559)From fair to excellent (over 660)
Annual Fee$0$0
Regular APR0%19.99%
Welcome bonusNone5% cashback for the first three months and 1.99% balance transfer fees for the first 9 months
Rewards0.5% cashback on all purchases3% cash back on grocery purchases, 1% on accounts, 0.5% on other purchases

Want to know more about the BMO CashBack® Mastercard® card? So, click on the link below and see how to get your BMO card.

BMO logo

BMO CashBack® Mastercard® card: check out how to apply!

5% cashback on everyday purchases and incredible discounts on car rentals and events: learn how to have the BMO CashBack® Mastercard® card in your wallet.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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