Discover Student Loan: find out how to apply!

Learn how to apply for the Discover Student Loan, considered by experts to be the best loan available on the market today for students!


by José Gonçalo

Published on 10/03/2022

Discover Student Loan: one of the best student loan terms!

Discover logo
Learn how to apply for Discover Student Loan! Source: Discover

Apply to Discover Student Loan and get 100% coverage of your study expenses and no fees. All this is for you to go further and transform your future. Find out how to apply below!


Student Loan


No late fee Low fees

One of the best APR on the market. Rewards for students with good grades.

You will be redirected to another website

Online application

To apply online, you’ll need to fill in the basic information requested in the application form: state, school, and loan type.

Then, you’ll enter your address, personal details, and income. Do the same for your guarantor if you have one.

Then send the requested documents. After a credit inquiry, you will receive a response to your request. In fact, this can take a few days.

What are the requirements?

Check below the basic requirements for this loan:

  • Be enrolled at least part-time in a degree program at an eligible school;
  • Be making satisfactory academic progress as defined by your school;
  • Pass the credit check step;
  • Be a US citizen, permanent resident, or international student (international students require a guarantor who is either a US citizen or permanent resident);
  • Be 16 years of age or older at the time of application.

Apply on the app

Student/college student holding books in a library (apply Discover it® Student Cash Back card)
According to experts, learn how to apply for the best student loan of 2022. Source: Pixabay

The application process takes place only through the official Discover website. Then you can register your loan in the “Discover Mobile” app to manage payments remotely.

Compare the Discover Student Loan to other options: Sallie Mae Student Loan

Before choosing the lender for your student loan, it is important to consult the market’s various options.

To help you, we compared very relevant options for the market. Below, see the summary of that analysis below:

Discover Student LoanSallie Mae Student Loan
APRFrom 4.49% to 14.09% (variable); from 5.49% to 13.99% (fixed)Undergraduate:
3.37% to 13.72% variable APR

3.75% to 13.72% fixed APR

Career training:
3.37% to 14.08% variable APR

3.75% to 14.08% fixed APR
Loan PurposeFunding for: undergraduate and postgraduate healthcare students, residency or internship for healthcare students, postgraduate for law students, and moreScholarships for Undergraduates, MBA, Dental Residency, Vocational Training, Medical School, Graduate Health Professions, and more
Loan AmountsFrom $1,000 to 100% of the school-certified cost of attendance (including tuition, housing, books, and more)From $1,000 to 100% of the school-certified cost of attendance
Credit NeededNot specifiedNot specified
Origination FeeNoneNone
Late FeeNoneNot specified
Early Payoff PenaltyNoneNone

And if you’re interested in the features of the Sallie Mae Student Loan, you can check out our post below to learn about its application process!

Sallie Mae Student Loan logo

Sallie Mae Student Loan: find out how to apply!

Learn how to apply for the Sallie Mae Student Loan and get access to great APR rates, 100% coverage of your study expenses. Know more:

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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