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Discover Student Loan: find out how to apply!
Learn how to apply for the Discover Student Loan, considered by experts to be the best loan available on the market today for students!
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Discover Student Loan: one of the best student loan terms!
Apply to Discover Student Loan and get 100% coverage of your study expenses and no fees. All this is for you to go further and transform your future. Find out how to apply below!
Online application
To apply online, you’ll need to fill in the basic information requested in the application form: state, school, and loan type.
Then, you’ll enter your address, personal details, and income. Do the same for your guarantor if you have one.
Then send the requested documents. After a credit inquiry, you will receive a response to your request. In fact, this can take a few days.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
What are the requirements?
Check below the basic requirements for this loan:
- Be enrolled at least part-time in a degree program at an eligible school;
- Be making satisfactory academic progress as defined by your school;
- Pass the credit check step;
- Be a US citizen, permanent resident, or international student (international students require a guarantor who is either a US citizen or permanent resident);
- Be 16 years of age or older at the time of application.
Apply on the app
The application process takes place only through the official Discover website. Then you can register your loan in the “Discover Mobile” app to manage payments remotely.
Compare the Discover Student Loan to other options: Sallie Mae Student Loan
Before choosing the lender for your student loan, it is important to consult the market’s various options.
To help you, we compared very relevant options for the market. Below, see the summary of that analysis below:
| Discover Student Loan | Sallie Mae Student Loan | |
| APR | From 4.49% to 14.09% (variable); from 5.49% to 13.99% (fixed) | Undergraduate: 3.37% to 13.72% variable APR 3.75% to 13.72% fixed APR Career training: 3.37% to 14.08% variable APR 3.75% to 14.08% fixed APR |
| Loan Purpose | Funding for: undergraduate and postgraduate healthcare students, residency or internship for healthcare students, postgraduate for law students, and more | Scholarships for Undergraduates, MBA, Dental Residency, Vocational Training, Medical School, Graduate Health Professions, and more |
| Loan Amounts | From $1,000 to 100% of the school-certified cost of attendance (including tuition, housing, books, and more) | From $1,000 to 100% of the school-certified cost of attendance |
| Credit Needed | Not specified | Not specified |
| Origination Fee | None | None |
| Late Fee | None | Not specified |
| Early Payoff Penalty | None | None |
And if you’re interested in the features of the Sallie Mae Student Loan, you can check out our post below to learn about its application process!
Sallie Mae Student Loan: find out how to apply!
Learn how to apply for the Sallie Mae Student Loan and get access to great APR rates, 100% coverage of your study expenses. Know more:
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