VivaLoan Review: Fast Loans Up To $15K for All Credit Types

See how VivaLoan simplifies borrowing with loans up to $15,000 for all credit types, offering fast funding and credit-building opportunities.


Explore VivaLoan for easy, speedy financing regardless of your credit history

Viva Loan
VivaLoan Review: Fast Loans Up To $15K for All Credit Types. Source: Foster the Money

In this VivaLoan review, we’ll uncover the essentials of this convenient loan service. Dive in to see how VivaLoan simplifies borrowing, offering quick solutions for you.

Viva Loan

Apply for VivaLoan: Boost Your Credit Score!

Apply for VivaLoan and get access to $100-$15,000 loans, suitable for all credit types, with next-day funding and easy application process.

Read on to explore the benefits and features of VivaLoan. Our detailed review sheds light on its user-friendly approach and loan options.

APRVivaLoan does not disclose rates on its website.
Loan PurposeAny and all purposes you may have.
Loan AmountsBorrowers can request funding between $100 and $15,000.
Credit NeededThere’s no minimum threshold requirements.
Origination FeeVaries according to the lender you’ll match.
Late FeeIt depends solely on the lender.
Early Payoff PenaltyIt varies according to the lender.

Is VivaLoan a good option?

Firstly, VivaLoan isn’t a direct lender itself. It connects you with a network of lenders, giving you many options to match what you need financially.

Secondly, you can borrow from $100 to $15,000 with the help of VivaLoan. This range is great for small emergencies or bigger plans you might have.

However, regarding interest rates, there are no upfront disclosures. Since VivaLoan works with different lenders, it’s up to them to disclose their APR when you match it with a loan.

Then, when it comes to terms, it solely depends on the type of loan you get. Installment loans are usually between 12 and 60 months, while short-term loans are much shorter.

Lastly, getting a loan with VivaLoan is easy and quick. Their simple online form helps you find lenders fast, helping you with your money needs without hassle.

The pros and cons of VivaLoan

Viva Loan
Explore VivaLoan for easy, speedy financing regardless of your credit history. Source: Viva Loan

Next in our VivaLoan review, we will explore both the advantages and drawbacks of using their services for your borrowing needs. See if it’s the right choice for your situation:


  • Offers loans from $100 to $15,000, catering to various financial needs.
  • Provides adaptable repayment schedules to suit different budgetary and financial situations.
  • Welcomes borrowers with diverse credit histories, including those with lower credit scores.
  • Streamlined online application for quick access to potential lenders.
  • Clear and upfront about all associated costs, ensuring borrowers are fully informed.


  • Acts only as an intermediary, which means you deal with multiple lenders and their varying terms.
  • Depending on your credit score and the lender, interest rates can be high.
  • Not available in some states, limiting access for certain potential borrowers.
  • Terms and conditions are set by individual lenders, which can vary widely and may not always align with your preferences.
  • Easy access to loans could lead to borrowing more than necessary, potentially leading to financial strain.

What credit score do you need to apply?

Initially, VivaLoan offered the flexibility of no minimum credit score for applying. This opens doors for individuals with different credit histories to look for their services.

Subsequently, it’s important to note that individual lenders within VivaLoan’s network may have their own credit criteria.

That means your score could influence the offers you receive.

VivaLoan application process

So, are you interested in applying for VivaLoan after reading our review? Our following article simplifies the process, guiding you step-by-step.

Start your journey to financial ease with our easy-to-follow guide.

Continue reading below for a clear, comprehensive walkthrough of the VivaLoan application.

Further, learn how you can borrow up to $15,000 with fast funding and achieve your goals!

Viva Loan

Apply for VivaLoan: Boost Your Credit Score!

Apply for VivaLoan and get access to $100-$15,000 loans, suitable for all credit types, with next-day funding and easy application process.

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