Reviews

College Ave Student Loan review: finance 100% of your studies with flexibility

Meet College Ave Student Loan: a company specialized in student loans that offers high flexibility and diverse benefits to students at any stage of their studies. Learn more!

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College Ave Student Loan: finance your study with low fees and very long repayment terms!

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Check out our College Ave Student Loan review! Source: College Ave

Read a full review of the College Ave Student Loan. Indeed, this is an agency that offers great options for all levels of education.

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College Ave Student Loan: find out how to apply!

Student loans with a 6-month grace period and the flexibility to repay in up to 15 years, with the right to discounts on all your plans. Learn more about the College Ave Student Loan and its benefits:

Also, it offers one of the longest repayment terms. Learn more below:

APR*Variable:

3.99%-14.86% APR (with auto-pay discount);

Fixed:

3.99%-14.96% APR (with auto-pay discount).

*Terms apply.
Loan PurposeStudent finance for undergraduates, graduates, MBA students, parents of students, medical school, dental school, law school, health graduate, residency or fellowship.
Loan AmountsFrom $1,000 to 100% of student costs (for Undergraduate, Career, Postgraduate, and Parent Loans);

From $5,000 to $300,000 (for student loan refinancing).
Credit NeededAt least 600 points.
Origination FeeNone.
Late FeeNone.
Early Payoff PenaltyNone.

Is the College Ave Student Loan a good option?

This company has become known in the student loan industry for its payment flexibility.

That’s why few companies offer such long payment terms: up to 15 years! Plus, you can qualify for a $1,000 monthly sweepstakes.

Not to mention the 0.25% discount you get just for choosing the automatic payment option. In just 3 minutes, you know the APR rates you can access without hurting your credit score.

The pros and cons of the College Ave Student Loan

Student/college student holding books in a library (apply Discover it® Student Cash Back card)
Loans for students. Source: Pixabay

This company has recently received several awards for the best student loan options in the country. However, this one also has “weak points” that you must be aware of. To learn more, see the lists below:

Advantages

  • Repayment term of up to 15 years and 100% coverage of all your student expenses;
  • $1,000 monthly sweepstakes;
  • No extra fees to worry about;
  • Signing up takes less than three minutes, and you earn discounts just for choosing the automatic payment option.

Disadvantages

  • Lots of APR ranges, this can be confusing;
  • This company’s website is not clear about minimum credit scores;
  • Undergraduate or graduate students have access to smaller amounts for refinancing;
  • Only students who have already graduated can access the refinancing service.

What credit score do you need to apply?

Indeed, the loan company’s official page is not specific about credit scores. However, you are likely to be able to access a loan with a minimum score of 600.

However, the lower your score, the worse your APR rate will be.

College Ave Student Loan application process

Below, learn how to apply for this excellent service for those seeking student loans:

College Ave Student Loan logo

College Ave Student Loan: find out how to apply!

Student loans with a 6-month grace period and the flexibility to repay in up to 15 years, with the right to discounts on all your plans. Learn more about the College Ave Student Loan and its benefits:

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