Personify personal loan: find out how to apply!

Apply for Personify personal loan and get access to a great loan without having to worry about credit score or fee for upfront payments.


Personify personal loan: agile and humanized process. In minutes you will know the result of your application

Personify Financial logo
Learn how to apply for a Personify Financial loan. Source: Personify Financial

Apply to Personify personal loan and have up to $15,000 in your account in as little as one business day!



Personify personal loan

Bad credit No late Fee

Get up to $15,000 in two days in your account without worrying about your credit score.

You will be redirected to another website

Personify Financial is a very interesting service for people with bad credit. Below, understand how you can apply for your loan anytime and anywhere:

Online application

Person using notebook/laptop and smartphone
See how to apply online! Source: Pixabay

In fact, the application for Personify personal loan starts on the official website of Personify Financial.

Thus, you must access the website of that company and click on “Start Now”. Then you must enter your address.

If you received a proposal by post/email, select “yes” and enter the code received. In the email, you will receive a link to access your form.

Thus, you must provide your address, income information, and personal data with your Social Security number (SSN). Additionally, you will need to link a bank account with Personify Financial.

In some cases, an agent will contact you to request more information. However, in general, within minutes, you will know the amount and terms of the loan available to you.

What are the requirements?

In general, you will need to be of legal age and reside in one of the 25 states where this service is offered.

Apply on the app

Personify Financial does not allow applications via mobile app. However, you can apply via smartphone.

To do so, you must access the official website of Personify Financial and follow the steps described above.

Compare the Personify personal loan to other options: Upgrade personal loan

Indeed, those looking for loans should not be content to consult only one option. Thus, it is necessary to make a general search of the conditions that the market offers.

Below, we made a comparison of the conditions offered by Personify with another credit company in the market. So, take a look and find out if this is also a viable option for you:

Personify personal loanUpgrade personal loan
APRFrom 19.00% to 199.99% (variable according to the state you live in)From 6.95% to 35.97%
Loan PurposeDebt consolidation, home remodeling, emergency expenses, wedding expenses, and morePay off credit cards, debt consolidation, business, home improvement, large purchases, and others
Loan AmountsFrom $500.00 to $15,000.00 (variable according to the state you live in)From $1,000.00 to $50,000.00
Credit NeededNot the set minimum score (people with bad credit may be approved)At least 560 points
Origination Fee5% (not charged to Georgia applicants or Carolina applicants after the first loan)From 1.85% to 8%
Late FeeNot specified on the official websiteLate payments can have fees and increase the fixed rate on your loan
Early Payoff PenaltyN/A.No early payoff penalty

Does an Upgrade Loan Sound Like a Good Option? So, read our post below and discover the conditions offered by this credit company!

Upgrade logo

Upgrade personal loan: find out how to apply!

Learn how to apply for a loan of up to $50,000 with one of the best APR rates on the market: Upgrade personal loan.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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