FIT® Platinum Mastercard®: check out how to apply!

Find out how to get the FIT® Platinum Mastercard® with our easy step-by-step. This card is an excellent option for those who need to build or rebuild credit!


by José Gonçalo

04/29/2022 | Updated on 11/29/2022

FIT® Platinum Mastercard®: building your credit with great help

Continental Finance Logo (apply FIT Mastercard® card)
Learn how to apply for this card. Source: Continental Finance.

Apply for the FIT® Platinum Mastercard® is a simple process, optimized to be done in a few minutes. Also, in a short time, you will know the result. Below, learn how to go through this process:


Credit card

FIT® Platinum Mastercard®

Limited credit No credit

Rebuild your credit with $400 starting limit.

You will be redirected to another website

How to apply on the website

The application process for the FIT® Platinum Mastercard® takes place through the card’s official website. When accessing it, click on “Apply Now”. After answering the first questions, click on “See my card offers”.

Among the information you need to indicate will be your annual income. This data will be important to define your initial credit limit and future readjustments, for example.

In addition, there are other important issues during the application process. Are they:

  • Do you have an active checking account or debit card?
  • Do you intend to use this card for cash advances?
  • Would you like an additional card?

Your answer to none of these questions has the power to deny or approve your card. In fact, they are just data to better understand the profile of each customer. They will not interfere with the credit limit that will be made available.

In addition, there is another important information that may surprise some. After one year of using the account, you will be required to pay a monthly maintenance fee. It doesn’t actually represent a significant amount: it’s $6.25 at the end of each monthly cycle (25 days).

If you are approved, you will have to pay a fee of US$ 89. In fact, this amount refers to opening your account and releasing your credit.

How to apply using a mobile app

Excited bearded man is holding a phone and credit card over red background.
Learn how to apply for the FIT® Platinum Mastercard®. Source: Adobe Stock.

FIT® Platinum Mastercard® users have a mobile app available. In fact, this is called “CFC Mobile Access” and can be downloaded from any mobile phone for free. This app does not allow you to apply for credit cards.

However, it will be very useful while you are using this card. Thus, through it, you will be able to track payments, notices and history.

FIT® Platinum Mastercard® vs. OakStone Gold Secured Mastercard® credit card: choose which one is best for you

To know the best option for you, it is always very important to compare the financial products available. That’s why we brought the main features of two cards that promise solutions for credit reconstruction.

Which one is best for you? See the table below and decide:

FIT® Platinum Mastercard®OakStone Gold Secured Mastercard®
Credit ScoreBad to fair (from 300 to 670)No minimum credit score requirements
Annual Fee$99$39
Regular APR29.99%From 13.99% to 19.99%
Welcome bonusNoneNone
OakStone logo

OakStone Gold Secured Mastercard® card: check out how to apply!

Quick and easy: learn how to apply for your OakStone Gold Secured Mastercard® and get your card even if you do not have a good credit score!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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