Credit Cards

6 best credit cards for traveling in 2022

Discover 6 good credit card for traveling. These are options for those who like to accumulate miles and offer exclusive benefits to make their trips even better.


Get the most out of your travels with the right credit card!

Peoples walking and carries luggage in Vienna airport terminal
Finally, we can travel again. Understand how to turn your trip into a luxury event. Source: Adobe Stock

Indeed, traveling is a pleasure and a great accomplishment for most people. Indeed, if traveling is good, imagine traveling with all the advantages of credit cards for traveling.

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These cards are known for adding a series of special advantages for travelers. Air mile bonuses, access to exclusive airport lounges, luggage insurance, and much more.

Read the list below and find out how to make your trips even better:

Find the perfect card for your next trip: 6 best options for 2022

Traveler holding travel bag, passport and air ticket (credit cards for travelling).
Best travel partners. Discover 6 cards that can improve your travels a lot. Source: Pixabay

In fact, here is a list of the best credit cards for traveling this year. Get to know them, compare them and choose the best option for you and have a good trip!

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Capital One Venture X Rewards Credit Card

In fact, this is a card with a real “trip multiplier factor.” With this one, every time you pack your bags, you earn an impressive amount of points to make your next trip even cheaper.

In addition, you have access to VIP environments at airports and can earn up to 75,000 bonus miles in the first few months of use. Learn more about this card in the table below:

Credit ScoreGood/Excellent (at least 720)
Annual Fee$395
Regular APRFrom 18.49 % to 25.49 (variable for purchases)
Welcome bonusGet 75,000 bonus miles if you spend up to $4,000 in your first three months of use
RewardsEarn 10x unlimited miles on hotels and car rentals in the Capital One Travel program; 5x miles on booked flights (also in the Capital One Travel program); and 2x unlimited miles on all other purchases

Chase Sapphire Preferred® Credit Card

In fact, in the current market, this is one of the main competitors of the Capital One Venture X Rewards Credit Card.

In turn, the Chase Sapphire Preferred® Credit Card is also a card that specializes in generating miles.

In addition, this card offers special coverage in case of trip cancellation and insurance in case of lost luggage.

In addition, you can transfer the points earned with this card to all other travel programs without losing points. For other advantages and features, see the table below:

Credit ScoreGood/Excellent (at least 690)
Annual Fee$95
Regular APRFrom 18.24% to 25.24% (variable)
Welcome bonusGet 60,000 bonus miles if you spend up to $4,000 in your first three months of use
Rewards3x dinner points (some deliveries and take away and dining out services are included);

$50 annual bonus for hotel stays in the Ultimate Rewards Hotel Credit program;

5x points on travel purchased through the Chase Ultimate Rewards® program;

2x points on other trips (includes airfare, accommodation, taxi, and train);

3x points on select streaming services and eligible online grocery shopping;

1 point for every $1 spent on all other purchases

United Club℠ Infinite Card

In fact, the United Club℠ Infinite card is an option for those who enjoy luxury travel. With this card, you have access to United ClubSM.

This service offers comfort, drinks, food, high-speed Wi-Fi, and more while you wait for your flight.

Plus, you have easy access to a list of Luxury Hotels & Resort Collection and Exclusive Cardmember events.

All this with insurance for canceled trips, damage to rental cars, purchase protection, and much more. And that’s not all! See the table below and learn more advantages:

Credit ScoreGood/Excellent (at least 690)
Annual Fee$525
Regular APRFrom 17.99% to 24.99% (variable)
Welcome bonusGet 80,000 bonus miles if you spend up to $5,000 in your first three months of use
Rewards4x miles on United program purchases (airline tickets and other travel services);

2x miles on all other travel services (includes airline tickets, trains, cruises, hotels, car rentals, taxis, resort accommodation, and carpooling services);

2x miles on rims (includes orders through delivery services);

1x mile on all other purchases

Capital One Venture Rewards Credit Card

In fact, this is the second Capital One card to appear on this list of credit cards for traveling. Clearly, there is a special reason for this. This card offers some very similar advantages to its “sister card”.

The big difference here is how you earn your miles and annuity fee. These two characteristics make this card an attractive tool for a certain type of consumer.

Below, check out these and other attributes of this credit product:

Credit ScoreExcellent (at least 690)
Annual Fee$95
Regular APRFrom 17.49% to 25.49% (variable for purchases and transfers)
Welcome bonusGet 75,000 bonus miles if you spend up to $4,000 in your first three months of use
Rewards5 miles per dollar spent on hotel reservations and car rentals through the Capital One Travel program;

2 unlimited miles for every dollar spent on any other purchase

Hilton Honors Aspire Card from American Express

In fact, this card earned a spot on this list primarily for two features. One of these is the “flood” of miles that the use of this card can generate.

The other is the welcome bonus which is practically double that offered by the competition. See the table below and learn more about this credit product:

Credit ScoreGood/excellent (at least 670)
Annual Fee$450

Rates & Fees
Regular APRFrom 17.99% to 26.99% (variable for purchases)

Rates & Fees
Welcome bonus*Get 150,000 bonus miles if you spend up to $4,000 in your first three months of use

*Terms apply
Rewards*14x points per stay at hotels and resorts in the Hilton portfolio;

7x points on airline tickets purchased directly from selected companies or through and car rentals booked directly from selected car rental companies;

7x on dinners served in US restaurants, including taking away and delivery;

3x for every dollar spent on other eligible purchases

*Terms apply

Wells Fargo Autograph℠ Card

Closing out our list of traveling credit cards is the Wells Fargo Autograph℠ Card. In addition to offering point awards in several categories, this card has special advantages.

Indeed, this gives advantages to consumers with a less intense consumption pattern. Additionally, this card offers a $0 annual fee and an introductory period of 0% APR.

Indeed, these are unusual features for travel cards. Below, see these and other advantages summarized in the table below:

Credit ScoreGood/Excellent (at least 690)
Annual Fee$0
Regular APR0% in the first 12 months on purchases. After that, from 17.24%, 22.24% to 27.24% (variable)
Welcome bonusGet 30,000 bonus miles if you spend up to $1,500 in your first three months of use
Rewards3x unlimited points in restaurants (dinner, take-out, catering, delivery, and more);

Travel (airfares, hotel accommodations, car rentals, cruises, and more), gasoline (regular and electric car gas stations), transportation (subway, carpooling, parking, tolls and more), streaming services, plans for cell phones;

1x point on all other purchases

Find other options: credit cards for good credit

Magnifying glass highlighting the term "good" in a list of credit scores
Credit cards for you to make the most of your good credit score. Source: Flickr

Another way to leverage your good credit score is to look for cards for that customer profile. Below, you can check out a list of various card tips for you. Be sure to check out the post below:

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Credit cards for good credit: discover the benefits of these 5 options

With good credit, you can have many more advantages and perks! Here are 5 great credit cards to make the most of your credit score.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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