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Citi® Secured Mastercard®: check out how to apply!
Applying for a credit card is a strong ally for anyone looking to build credit with the privilege of tracking their FICO score on a monthly basis. See how!
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Citi® Secured Mastercard®: build your credit without worrying about an annual fee
Apply to Citi® Secured Mastercard® and have a great credit-building product. In addition to reporting to top agencies, you have a $0 annual fee.
Plus, you can track your growth by checking your FICO score for free. Below are the basic criteria for application:
- Meet credit, income, and debt criteria (the site is not specific when the minimum acceptable income and debt amount are);
- Not having a history of bankruptcy in the last two years.
Learn now how to apply for this card online:
How to apply on the website
Go to the official Citi® Secured Mastercard® website and press the “apply now” button. This is in the right corner of the screen. You will then be taken directly to an application form.
In this one, you must provide personal information, income data, and a monthly mortgage or rental amount. At the end of the form, you must also indicate the amount of the requested credit line.
This amount actually represents your credit limit and is the secured deposit amount. Therefore, this amount must be deposited by you and ranges from $200 to $2,500.
In the end, press the “agree and submit” button.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
How to apply using a mobile app
On this card’s official website, there is no mention of a mobile app service, which is the case with other citi® cards.
Thus, the only form of remote contact between users/candidates of this card is the website of the issuing bank.
So, to send an order by cell phone, access the website of that company through the internet browser of your device.
Citi® Secured Mastercard® vs. GO2bank™ Secured Visa®: choose which one is best for you
There are other secured card options that you need to know about before choosing one to call your own.
Below, you can see a table that summarizes the main differences between the two market options. Review and compare to learn more about these products.
| Citi® Secured Mastercard® | GO2bank™ Secured Visa® | |
| Credit Score | Fair (630-689) | Bad (below 670) |
| Annual Fee | $0 | $0 |
| Regular APR | 24.74% (variable for purchases and balance transfers) 27.49% (variable for cash advances) | 22.99% (fixed) |
| Welcome bonus | None | None |
| Rewards | None | None |
Does GO2bank™ Secured Visa® sound like a good fit for you? Learn how to apply for it in our post below!
GO2bank™ Secured Visa® Card: check out how to apply!
Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.
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