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Capital One Platinum Secured card: check out how to apply!

Learn how to apply for the Capital One Platinum Secured card, the financial product designed for those who need to build credit without paying annual or foreign transfer fees.

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Capital One Platinum Secured card: Rebuild your credit without worrying about annual fees

Capital One logo
Learn how to apply for this card. Source: Capital One.

The Capital One Platinum Secured card is a solid option for anyone who needs to build credit and you can apply for it without leaving your house.

In addition to reporting to major agencies, it offers a credit limit of up to $1,000 and an overseas transfer fee waiver.

Want to know how to have this product at your disposal to raise your credit? Read the article below and learn how to apply for the Capital One Platinum Secured card.

card

Credit card

Capital One Platinum Secured

Mastercard No annual fee

Credit rebuild with up to $1,000 limit and $0 foreign transfer fees.

You will be redirected to another website

How to apply on the website

Before applying for the Capital One Platinum Secured card, you need to make sure you meet certain criteria. Below, learn about the most important conditions required by Capital One for this product:

  • Living in US territory, Puerto Rico or military zones;
  • Your rent/mortgage payment cannot exceed your monthly earnings by $425;
  • Be of legal age;
  • No pending issues with Capital One.

All right? Then go to the Capital One Platinum Secured Card official website and click “See if I’m pre-approved”. You will be taken through a pre-approval form that will certify that you can apply for this card. In fact, these mechanisms are a safeguard to ensure you don’t hurt your credit score if you don’t pass.

After filling in all the information you will know the result in a few seconds. If approved, you will be able to confirm your application after adding some information.

How to apply using a mobile app

Woman using Capital One Mobile app via smartphone (apply Capital One Aspire Cash™ Platinum Mastercard® card).
Learn how to apply for the Capital One Platinum Secured Card. Source: Capital One

Capital One provides a standard application for its customers to manage their credit cards. To download it to your smartphone, simply digitally search for “Capital One Mobile” in your app store.

Despite being a great feature, it does not allow you to apply for Capital One cards.

However, if you want to apply for the Capital One Platinum Secured card via mobile, just go to the official website for that card.

Capital One Platinum Secured card vs. OakStone Gold Secured Mastercard® card: choose which one is best for you

Capital One Cards are known throughout the country and even abroad. However, to decide if they are really the best choice for you, you need to know other options.

So, we decided to make a comparison between two products with similar characteristics. That way, you will be much more sure of your decision. See the table below:

Capital One Platinum SecuredOakStone Gold Secured Mastercard®
Credit ScoreBad/Fair (300-669)No minimum credit score requirements
Annual Fee$0$39
Regular APR26.99% (variable)From 13.99% to 19.99%
Welcome bonusNoneNone
RewardsNoneN/A

One of the strengths of the OakStone Gold Secured Mastercard® is its below-average APR. However, only a more detailed analysis can determine if this is the best option for you.

To learn more about this card, click the link below!

OakStone logo

OakStone Gold Secured Mastercard® card: check out how to apply!

Quick and easy: learn how to apply for your OakStone Gold Secured Mastercard® and get your card even if you do not have a good credit score!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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