Reviews
Citi® Secured Mastercard®: check out how to apply!
Applying for a credit card is a strong ally for anyone looking to build credit with the privilege of tracking their FICO score on a monthly basis. See how!
Advertisement
Citi® Secured Mastercard®: build your credit without worrying about an annual fee

Apply to Citi® Secured Mastercard® and have a great credit-building product. In addition to reporting to top agencies, you have a $0 annual fee.
Plus, you can track your growth by checking your FICO score for free. Below are the basic criteria for application:
- Meet credit, income, and debt criteria (the site is not specific when the minimum acceptable income and debt amount are);
- Not having a history of bankruptcy in the last two years.
Learn now how to apply for this card online:
How to apply on the website
Go to the official Citi® Secured Mastercard® website and press the “apply now” button. This is in the right corner of the screen. You will then be taken directly to an application form.
In this one, you must provide personal information, income data, and a monthly mortgage or rental amount. At the end of the form, you must also indicate the amount of the requested credit line.
This amount actually represents your credit limit and is the secured deposit amount. Therefore, this amount must be deposited by you and ranges from $200 to $2,500.
In the end, press the “agree and submit” button.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How to apply using a mobile app

On this card’s official website, there is no mention of a mobile app service, which is the case with other citi® cards.
Thus, the only form of remote contact between users/candidates of this card is the website of the issuing bank.
So, to send an order by cell phone, access the website of that company through the internet browser of your device.
Citi® Secured Mastercard® vs. GO2bank™ Secured Visa®: choose which one is best for you
There are other secured card options that you need to know about before choosing one to call your own.
Below, you can see a table that summarizes the main differences between the two market options. Review and compare to learn more about these products.
| Citi® Secured Mastercard® | GO2bank™ Secured Visa® | |
| Credit Score | Fair (630-689) | Bad (below 670) |
| Annual Fee | $0 | $0 |
| Regular APR | 24.74% (variable for purchases and balance transfers) 27.49% (variable for cash advances) | 22.99% (fixed) |
| Welcome bonus | None | None |
| Rewards | None | None |
Does GO2bank™ Secured Visa® sound like a good fit for you? Learn how to apply for it in our post below!
GO2bank™ Secured Visa® Card: check out how to apply!
Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.
Trending Topics
OakStone Gold Secured Mastercard® card: check out how to apply!
Quick and easy: learn how to apply for your OakStone Gold Secured Mastercard® and get your card even if you do not have a good credit score!
Keep Reading
Happy Money Personal Loans review: Up to $40,000!
Looking for ways to consolidate credit card debt with good terms? If so, read our Happy Money Personal Loans review! Affordable conditions!
Keep Reading
Get your deposit back from a secured credit card: find out how
Did you know that it is possible to get your secured credit card deposit back? Read on to learn how to get your money back!
Keep ReadingYou may also like
What is the best age to get a credit card?
What is the best age to get a credit card? Could you already have one of these? Read on for a definitive answer to this question!
Keep Reading
Simple process: Apply for Aidvantage Student Loan Refinance now
Simplify your federal student loans: Apply for Aidvantage Student Loan Refinance with confidence with this application guide!
Keep Reading
Discover it® Secured card: check out how to apply!
Apply for the Discover it® Secured card and build your credit score with no annual fee and double your earned rewards. Learn more here!
Keep Reading