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Citi® Secured Mastercard®: check out how to apply!

Applying for a credit card is a strong ally for anyone looking to build credit with the privilege of tracking their FICO score on a monthly basis. See how!

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Citi® Secured Mastercard®: build your credit without worrying about an annual fee

Citi logo
Learn how to apply for this card. Source: Citi Youtube.

Apply to Citi® Secured Mastercard® and have a great credit-building product. In addition to reporting to top agencies, you have a $0 annual fee.

card

Credit card

Citi® Secured Mastercard®

Building Credit fair score

Reports to major credit bureaus, free FICO credit score check, and no annual fee!

You will be redirected to another website

Plus, you can track your growth by checking your FICO score for free. Below are the basic criteria for application:

  • Meet credit, income, and debt criteria (the site is not specific when the minimum acceptable income and debt amount are);
  • Not having a history of bankruptcy in the last two years.

Learn now how to apply for this card online:

How to apply on the website

Go to the official Citi® Secured Mastercard® website and press the “apply now” button. This is in the right corner of the screen. You will then be taken directly to an application form.

In this one, you must provide personal information, income data, and a monthly mortgage or rental amount. At the end of the form, you must also indicate the amount of the requested credit line.

This amount actually represents your credit limit and is the secured deposit amount. Therefore, this amount must be deposited by you and ranges from $200 to $2,500.

In the end, press the “agree and submit” button.

How to apply using a mobile app

Woman using cellphone with white credit card in hand (apply Citi® Secured Mastercard®)
Learn how to apply for the Citi® Secured Mastercard®. Source: Citi®

On this card’s official website, there is no mention of a mobile app service, which is the case with other citi® cards.

Thus, the only form of remote contact between users/candidates of this card is the website of the issuing bank.

So, to send an order by cell phone, access the website of that company through the internet browser of your device.

Citi® Secured Mastercard® vs. GO2bank™ Secured Visa®: choose which one is best for you

There are other secured card options that you need to know about before choosing one to call your own.

Below, you can see a table that summarizes the main differences between the two market options. Review and compare to learn more about these products.

Citi® Secured Mastercard®GO2bank™ Secured Visa®
Credit ScoreFair (630-689)Bad (below 670)
Annual Fee$0$0
Regular APR24.74% (variable for purchases and balance transfers)
27.49% (variable for cash advances)
22.99% (fixed)
Welcome bonusNoneNone
RewardsNoneNone

Does GO2bank™ Secured Visa® sound like a good fit for you? Learn how to apply for it in our post below!

GO2bank™ logo

GO2bank™ Secured Visa® Card: check out how to apply!

Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.

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