Apply for the Citi Simplicity® Card and get interest-free purchases for one year plus a balance payment on the same terms for nearly two years. Here’s how the application process for this card works!

Before applying for this card, it is important that you know all the terms of its services.

To access this information, you can click on “Paperless Terms & Conditions,” highlighted in blue in the introductory text of this card.

Once you know and agree to the terms imposed by this card, you can apply. You will provide basic identification data such as name and address in this form.

Also, don’t forget to keep your social security number close at hand. After all, this document will be very important for your application.

Then, you must also report your monthly income and amounts spent on rent or mortgage. If you want to add an authorized user, you can do so already during the application.

To do so, simply inform that user’s basic identification data and address. After submission, you must await the result of your application.

All information provided will be verified, and your credit history will be consulted. Usually, the final response is sent to your email within a few days.

If you’re reading this article on your cell phone, you might prefer to apply through that device. Indeed, Citi Bank offers an official mobile application service that supports applications.

To use it, download the “Citi Mobile®” app for free. The application step-by-step is similar to the one indicated in the topic above. Once approved to use this card, this app will be extremely useful for you.

Through it, you can check your balance, make payments, send and receive money and manage your expenses. All with a tap on your cell phone screen.

In fact, the market has cards with 0% APR permanently. This option can be very advantageous for managing your finances, for example.

Also, this could be the service you’re really needing today. So, here’s a comparison between two cards with different 0% APR offers!

Learn more about Chime Credit Builder Visa® in our post below and find out how to apply for it!