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Chime Credit Builder Visa® Card: check out how to apply!

Learn how to order an amazing tool to generate credit scores: approximately 30 points in the first 8 months of use. Chime Credit Builder Visa® Card.

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Chime Credit Builder Visa® Card: build your credit without paying a dime for it

Chime Credit Builder Visa® Credit Card
Source: Chime

If your focus is on building credit, here is one of the best options you can find on the market. Apply for the Chime Credit Builder Visa® Card and have a service tailored to your needs: no fees or interest.

card

Credit card

Chime Credit Builder Visa®

Building credit Visa®

Build your credit regardless of your score or history without paying any fees or interest to do so.

You will be redirected to another website

However, before applying for your Chime card, check the prerequisites below:

  • Be of legal age;
  • Live in one of the 50 US states;
  • Have an open Chime Checking Account.

Below we explain how to open your Chime account and how to apply for your credit card. So, check the following:

How to apply on the website

On the Chime Credit Builder Visa® Card official website, press the “apply now” or “Get started” button. In effect, they both led you to the same form.

You will need to provide your address, personal data such as SSN, and data about your income. Next, to validate your information, you will need to send photos of one of your personal documents.

To do so, you must use the mobile application requested by that company. So, to download it, you can read a QR code on your computer screen and request an SMS or email with a link.

After submitting your photos through the app, your details will be confirmed, and you will receive a welcome email. However, this may take a few minutes.

You’ll also need to have a Chime account to use this card!

How to apply using a mobile app

Cell phone with 720 credit score and Chime credit card
Learn how to apply for the Chime Credit Builder Visa® Card. Source: Chime

If you are on mobile, download the “Chime – Mobile Banking” app. In this case, you must follow the same procedure mentioned above.

In addition to the application process, this app will be extremely useful as long as you have a Chime account/card.

For that, you will be able to send and receive money and pick up fee-free ATMs near you, for example.

Chime Credit Builder Visa® Card vs. Discover it® Secured Card: choose which one is best for you

In fact, Chime is what we call a secured card. These are usually good options for those who don’t have credit to start building.

Of course, there are many other options for this type of card on the market. However, are these more advantageous than Chime?

See a comparison with one of these rivals and draw your own conclusions:

Chime Credit Builder Visa®Discover it® Secured 
Credit ScoreBad or fair (300-669)Poor (300-629)
Annual Fee$0$0
Regular APR0%24.49% (variable for purchases)
Welcome bonusNoneDouble the amount of rewards earned in the first year (Cashback Match)

Balance transfer APR 10.99% for 6 months after the first transfer (for transfers made before November 10, 2022)
RewardsNone2% cash back on gasoline and restaurants up to $1,000 per quarter; 1% unlimited on other purchases;

Has Discover it® Secured caught your eye? Then read more about this card in the post below!

Discover it® Secured credit card

Discover it® Secured card: check out how to apply!

Earn rewards without worrying about annual fees. Learn how to apply for one of the best cashback cards for building credit: the Discover it® Secured card!

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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