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Chime Credit Builder Visa® Card: check out how to apply!
Learn how to order an amazing tool to generate credit scores: approximately 30 points in the first 8 months of use. Chime Credit Builder Visa® Card.
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Chime Credit Builder Visa® Card: build your credit without paying a dime for it

If your focus is on building credit, here is one of the best options you can find on the market. Apply for the Chime Credit Builder Visa® Card and have a service tailored to your needs: no fees or interest.
However, before applying for your Chime card, check the prerequisites below:
- Be of legal age;
- Live in one of the 50 US states;
- Have an open Chime Checking Account.
Below we explain how to open your Chime account and how to apply for your credit card. So, check the following:
How to apply on the website
On the Chime Credit Builder Visa® Card official website, press the “apply now” or “Get started” button. In effect, they both led you to the same form.
You will need to provide your address, personal data such as SSN, and data about your income. Next, to validate your information, you will need to send photos of one of your personal documents.
To do so, you must use the mobile application requested by that company. So, to download it, you can read a QR code on your computer screen and request an SMS or email with a link.
After submitting your photos through the app, your details will be confirmed, and you will receive a welcome email. However, this may take a few minutes.
You’ll also need to have a Chime account to use this card!
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How to apply using a mobile app

If you are on mobile, download the “Chime – Mobile Banking” app. In this case, you must follow the same procedure mentioned above.
In addition to the application process, this app will be extremely useful as long as you have a Chime account/card.
For that, you will be able to send and receive money and pick up fee-free ATMs near you, for example.
Chime Credit Builder Visa® Card vs. Discover it® Secured Card: choose which one is best for you
In fact, Chime is what we call a secured card. These are usually good options for those who don’t have credit to start building.
Of course, there are many other options for this type of card on the market. However, are these more advantageous than Chime?
See a comparison with one of these rivals and draw your own conclusions:
| Chime Credit Builder Visa® | Discover it® Secured | |
| Credit Score | Bad or fair (300-669) | Poor (300-629) |
| Annual Fee | $0 | $0 |
| Regular APR | 0% | 24.49% (variable for purchases) |
| Welcome bonus | None | Double the amount of rewards earned in the first year (Cashback Match) Balance transfer APR 10.99% for 6 months after the first transfer (for transfers made before November 10, 2022) |
| Rewards | None | 2% cash back on gasoline and restaurants up to $1,000 per quarter; 1% unlimited on other purchases; |
Has Discover it® Secured caught your eye? Then read more about this card in the post below!
Discover it® Secured card: check out how to apply!
Earn rewards without worrying about annual fees. Learn how to apply for one of the best cashback cards for building credit: the Discover it® Secured card!
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