Reviews

Group One Platinum Card full review: should you get it?

This is a complete review of a card that is very different from most cards available on the market. Group One Platinum Card is anything but the obvious: 0% APR permanently and no security deposit. Read our review!

Advertisement

Group One Platinum Card: $750 credit limit

Group One Platinum Card
Learn all about the Group One Platinum Card. Source: Group One Platinum

The Group One Platinum Card is a card in the Horizon Outlet family of cards. Just like “its brothers”, it brings unique advantages not easily found in other options on the market.

Group One Platinum logo

Group One Platinum Card: check out how to apply!

Apply for the Group One Platinum Card to access exclusive benefits such as an initial $750 limit, even for those with bad credit.

Below, understand why this credit product is so differentiated:

Credit ScoreThere is no minimum credit score
Annual Fee$177.24, paid in monthly installments of $14.77
Regular APR0%
Welcome bonusNone
RewardsNone

Group One Platinum Card: learn more about this financial product

Indeed, this card attracts the market’s attention for its benefits and ease of acceptance in an application. This is one of the few cards that offer a 7-day free trial period.

You have the right to cancel it without paying any fees. If you decide to stick with this card, you can use an initial credit line of $750. All this without you having to make a security deposit.

Among the main benefits, we can highlight the generous discounts on medication purchases.

In addition, towing coverage and free consultations with law enforcement professionals are other unique features. Also, this is a card with low entry requirements.

In fact, people with bad credit or no credit face no barriers to applying. In addition, we are talking about a very secure card.

Customers of this credit product have an exclusive protection service: Credit Hawk (you’ll need a membership). It operates 24 hours a day and offers up to $1,000,000 in identity theft insurance!

Group One Platinum Card features

Credit card
Learn more about the card’s pros and cons. Source: Pixabay

Here are the main advantages and disadvantages of this card to make sure this is a good choice for you:

What are the benefits? 

  • Once your card is accepted, you receive an automatic $750 line of credit;
  • 0% APR permanently;
  • Having bad credit or no credit is not an impediment to being accepted for this card;
  • Exclusive advantages such as discounts of up to 50% on medicines, free consultation with legal professionals, towing service, and much more;

And what are the drawbacks?

  • Extremely high annual fee;
  • Can only be used for purchases on TheHorizonOutlet.com website;
  • It doesn’t offer any welcome bonuses, let alone a rewards program, even though it charges such a high annual fee;
  • This card does not report your payments to any credit agency. So it won’t help you build credit.

What credit score do you need to get the Group One Platinum Card?

Indeed, this card does not check your credit or history. Therefore, you can be accepted with any credit score. Thus, even applicants with bad or no credit scores can be accepted.

How does the Group One Platinum Card application process work?

In effect, the card issuing company has created a quick and easy application process. To learn how to apply, read our post below!

Group One Platinum logo

Group One Platinum Card: check out how to apply!

Apply for the Group One Platinum Card to access exclusive benefits such as an initial $750 limit, even for those with bad credit.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics

content

Buy cheap British Airways flights: easy step by step

Learn how to buy cheap British Airways flights with 50% discounts and how to travel for free to any national and international destination!

Keep Reading
content

BOOST Platinum Card full review: should you get it?

The BOOST Platinum Card is a credit card with exclusive benefits such as 0% APR and a good credit limit! So, read our review to learn more!

Keep Reading
content

SoFi Personal Loans Review: Up to $100,000!

Discover SoFi Personal Loans through our candid review! Ensure a simple and quick application process! Read on and learn more!

Keep Reading

You may also like

content

Fund all of your education costs: PNC Bank Student Loan review

Seeking financial support for higher education? Read our review of PNC Bank Student Loan and see why they got awarded!

Keep Reading
content

VivaLoan Review: Fast Loans Up To $15K for All Credit Types

In this VivaLoan review you’ll learn how to access up to $15,000 loans and rebuild credit, with next-day funds for various income types.

Keep Reading
content

Apply for the Possible Finance Loans: Get Fast Cash Access

Get funds fast when you apply for the Possible Finance Loans, featuring a unique approach to lending and incredible credit-building tools!

Keep Reading