Group One Platinum Card full review: should you get it?
This is a complete review of a card that is very different from most cards available on the market. Group One Platinum Card is anything but the obvious: 0% APR permanently and no security deposit. Read our review!
Group One Platinum Card: $750 credit limit
The Group One Platinum Card is a card in the Horizon Outlet family of cards. Just like “its brothers”, it brings unique advantages not easily found in other options on the market.
Below, understand why this credit product is so differentiated:
|Credit Score||There is no minimum credit score|
|Annual Fee||$177.24, paid in monthly installments of $14.77|
Group One Platinum Card: learn more about this financial product
Indeed, this card attracts the market’s attention for its benefits and ease of acceptance in an application. This is one of the few cards that offer a 7-day free trial period.
You have the right to cancel it without paying any fees. If you decide to stick with this card, you can use an initial credit line of $750. All this without you having to make a security deposit.
Among the main benefits, we can highlight the generous discounts on medication purchases.
In addition, towing coverage and free consultations with law enforcement professionals are other unique features. Also, this is a card with low entry requirements.
In fact, people with bad credit or no credit face no barriers to applying. In addition, we are talking about a very secure card.
Customers of this credit product have an exclusive protection service: Credit Hawk (you’ll need a membership). It operates 24 hours a day and offers up to $1,000,000 in identity theft insurance!
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Group One Platinum Card features
Here are the main advantages and disadvantages of this card to make sure this is a good choice for you:
What are the benefits?
- Once your card is accepted, you receive an automatic $750 line of credit;
- 0% APR permanently;
- Having bad credit or no credit is not an impediment to being accepted for this card;
- Exclusive advantages such as discounts of up to 50% on medicines, free consultation with legal professionals, towing service, and much more;
And what are the drawbacks?
- Extremely high annual fee;
- Can only be used for purchases on TheHorizonOutlet.com website;
- It doesn’t offer any welcome bonuses, let alone a rewards program, even though it charges such a high annual fee;
- This card does not report your payments to any credit agency. So it won’t help you build credit.
What credit score do you need to get the Group One Platinum Card?
Indeed, this card does not check your credit or history. Therefore, you can be accepted with any credit score. Thus, even applicants with bad or no credit scores can be accepted.
How does the Group One Platinum Card application process work?
In effect, the card issuing company has created a quick and easy application process. To learn how to apply, read our post below!
About the author / José Gonçalo
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