Up to $40K: Apply for LendingClub Personal Loan

Unravel the nuances of a lender that offers loans of up to $40,000! Read on to learn how to apply for LendingClub Personal Loans!


Understand how to apply for the LendingClub Personal Loans!

LendingClub Personal Loans
Up to $40K: Apply for LendingClub Personal Loan. Source: Foster the Money

LendingClub has gained recognition for its user-friendly interface and innovative approach. And you can learn how to apply for LendingClub Personal Loans here!


Personal Loan


Simple Process Reliable

Borrow up to $40,000 quickly – secure the money you need quickly!

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As we journey through this review, we’ll explore the intricacies of their application, rates, terms, and borrowing experience. So, read on to learn how to apply!

Online application

You can apply online for a loan with LendingClub.

Also, you’ll be able to go to their official website and go through a prequalification process before you complete the official application.

Moreover, you’ll need to provide the personal information required to apply. Then, you’ll need to see the response if you’re pre-approved.

So, if you’re pre-approved, you’ll need to complete the application process, and this may require a hard credit check.

Therefore, after you complete the application process, you’ll get a quick response and your loans in no time in as little as 2 business days!

What are the requirements?

LendingClub Personal Loans
Apply on the app. Source: LendingClub

You’ll need to meet some of these requirements to have more chances to qualify for a loan through LendingClub:

  • Be at least 18 years old;
  • You’ll need to be a U.S. citizen or with a valid Visa;
  • You need to have a valid bank account;
  • Your credit score needs to be at least 600 to get more chances to qualify.

These are only some of the requirements to get a loan through this lender.

Apply on the app

You can manage your loan through the mobile app. However, you won’t be able to apply for a loan through the mobile app.

Compare LendingClub Personal Loans to other options: Upgrade Personal Loan

If you’re not so sure about getting a loan through LendingClub Personal Loans, you can find a different option for your financial needs.

Therefore, you can try applying for a loan through Upgrade!

Moreover, you’ll be able to find loans of up to $50,000 through the platform. Also, you won’t need to pay fees for preáyment.

Therefore, check out our comparison table below to learn more!

LendingClub Personal LoansUpgrade Personal Loan
APR9.57% to 35.99% variable APR;From 8.49%-35.99% (based on creditworthiness) *The APR on your loan may be higher or lower, and your loan offers may not have multiple term lengths available;
Loan PurposeDebt consolidation, home improvement, credit card refinancing, major purchase, home purchase, car financing, green loans, business loans, vacation loans, moving and relocation, medical expenses, and other personal loans;Pay off credit cards, debt consolidation, business, home improvement, large purchases, and others;
Loan AmountsFrom $1,000 to $40,000;From $1,000 to $50,000;
Credit NeededYou’ll get better loan terms with a higher credit score;At least 560 points (Fair, good, or excellent);
Origination FeeThe origination fee can go from 3% to 8%;From 1.85% to 9.99% (the fees are deducted from the loan proceeds);
Late FeeThere can be a late fee of $15 or 5% of the late amount, depending on your loan type and terms;There can be late fees for delayed loan repayment amounts;
Early Payoff PenaltyThere are no prepayment penalties for this lender.There are no early payoff penalties.

Further, find out how to apply for the Upgrade loans in our post below!

Upgrade logo

Upgrade personal loan: find out how to apply!

Learn how to apply for an Upgrade personal loan and get access to up to $50,000 in fixed and predictable monthly fees. Read on to learn more!

About the author

Victoria Lourenco

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