Petal® 1 “No Annual Fee” Visa® Card: check out how to apply!

Learn how simple it is to apply for the Petal® 1 "No Annual Fee" Visa® Credit Card without affecting your credit score. This is one of the few cards that offers up to a $5,000 limit for people with not-so-good credit scores.


Petal® 1 “No Annual Fee” Visa® Card: you deserve a “no fees” cashback card regardless of your credit score

Logo Petal®
Learn how to apply for this card. Source: Petal®

Apply for a card that understands you are more than a credit score: the Petal® 1 “No Annual Fee” Visa® Card. Have cashback programs, and zero fees while building your credit.

Below, learn how the application process for this card works!


Credit card

Petal® 1 "No Annual Fee" Visa®

Rewards No annual fee

Rebuild your credit with up to $5,000 limit and 10% cashback!

You will be redirected to another website

How to apply on the website

In fact, Petal® has established an integrated application process for its two cards. So, in the same app, you can find out if you are eligible for not just one, but both cards.

Prior to the actual application, you will undergo a “pre-application” consultation. This is a standard form. The difference, though, is that you’ll know if you can have some of the Petal® cards without hurting your credit score.

Therefore, to apply for the Petal® 1 “No Annual Fee” Visa® Card, visit the official website for that product. There, click “Launch Application”. This will take you directly to a small form.

To expedite this process, have your Social Security Number (SSN) ready. If you do not have this document, you can use your Individual Tax Identification Number (ITIN). After sending, the result will arrive in your email in a few minutes.

This will contain the information to make your own application.

How to apply using a mobile app

Young woman holding white credit card for shopping online with computer while sitting in the kitchen at home (apply Petal® 1 “Cash Back, No Fees” Visa® card).
Learn how to apply for the card. Source: Adobe Stock

Petal has a mobile device. In fact, it’s called “Petal” and can be downloaded for free from your mobile app store. Through this, you can check your credit score, and track expenses and stores that give cash back near you.

However, this application does not allow you to apply for the Petal® 1 “No Annual Fee” Visa® Card. Even so, you can still apply on your cell phone.

To do so, just access the product’s official website and follow the steps recommended above.

Petal® 1 “No Annual Fee” Visa® Card vs. Upgrade Cash Rewards card: choose which one is best for you

To make sure you are making the right choice, it is important to look at the other options on the market. So take a look at Upgrade Cash Rewards. Surely, this is a credit card option with a very modern proposal.

Therefore, we decided to compare it to the Petal® 1 “No Annual Fee” Visa® Card in the table below. See the main features of each of these cards and decide which one is best for you.

Petal® 1 “No Annual Fee” Visa® CardUpgrade Cash Rewards
Credit ScoreFair/Bad/Limited/No CreditFair to Good  (580 – 740)
Annual Fee$0$0
Regular APRFrom 24.99% – 34.49% (variable)14.99% to 29.99%
Welcome bonusNoneNone
Rewards2% to 10% cashback on purchases made at eligible merchants1.5% cashback

Does Upgrade Cash Rewards sound like a good option? So learn how to apply for it on the link below!

Upgrade Logo

Upgrade Cash Rewards Card: check out how to apply!

The Upgrade Cash Rewards is a cash-back credit card that offers 1.5% back on all purchases and up to $25.000 to borrow: learn how to apply!

Trending Topics


First Progress Platinum Prestige Mastercard® Secured Credit Card review

Rebuild your credit with a card that offers one of the lowest APR. Meet the First Progress Platinum Prestige Mastercard® Secured credit card.

Keep Reading

Interest rates on savings accounts may be low, but you can still save money

Understand what is behind the low interest rates on savings account and how you can benefit even in this scenario.

Keep Reading

Enjoy a low APR: apply for the PNC Bank Student Loan

Your gateway to educational financing: Learn how to apply for PNC Bank student loan and pave the way to your educational dreams.

Keep Reading

You may also like


Bankruptcy and consumer proposal: what’s the difference?

Bankruptcy and a consumer proposal are legal ways to settle a debt. But which of these features is most positive for your situation? Read on!

Keep Reading

AutoLoanZoom: find out how to apply!

Apply to AutoLoanZoom and get access to dozens of lenders willing to offer great conditions for the purchase of your new car!

Keep Reading

Upgrade Card full review: should you get it?

Discover the advantages of the Upgrade Card. Zero fees and the possibility to transform your balance into fixed monthly payments!

Keep Reading