Upgrade Cash Rewards Visa®: check out how to apply!

Are you looking for a credit card that offers excellent rewards? If so, the Upgrade Cash Rewards Visa® may be just what you need. Check out how to apply for it and start earning 1.5% cash back on your everyday purchases.


by José Gonçalo

04/20/2022 | Updated on 03/09/2023

Upgrade Cash Rewards Visa®: earn cash back without worrying about an annual fee

Upgrade logo
Check out how the application process works. Source: Upgrade

A credit card that can be your access to an APR of 14.99%. Limit of up to $25,000 and a 1.5% cash back program. Indeed, these are some of the advantages of the Upgrade Cash Rewards Visa®, your future card. Below, learn how to apply online for the Upgrade Cash Rewards Visa®, without having to leave your home!


Credit Card

Upgrade Cash Rewards Visa®

Visa® Rewards

1.5% cash back program and up to $25,000 llimit.

You will be redirected to another website

How to apply on the website

Beautiful young girl with piggy bank and credit card in office.
An excellent card for those who need predictability in their accounts. Find out how to apply for your Upgrade Cash Rewards Visa®. Source: Adobe Stock.

The website to request the Upgrade Cash Rewards Visa® has a very simple interface. So, it is very likely that you will not have any problems during this process. When entering the site, fill in all the data in the appropriate fields.

Then enter the email you use in the “email address” space and a secure password in “password”. Finally, accept the conditions and terms of use and click “Get pre-approved”.

Subsequently, your information will be checked. That way, you will know if your request has been accepted and what percentage of APR you will have access to.

Also, before you apply, you should know that this card is not available in DC, IA, WV, and WI.

How to apply using a mobile app

The Upgrade Cash Rewards Visa® has its own mobile application for this service. But, you will not be able to order your card from there. However, it will be very important as long as you have this credit card.

Thus, it is possible to download it for free from the app store on your cell phone. Its name is “Upgrade”. Through it, you can track your account information, debts, cash back program and credit score.

Upgrade Cash Rewards Visa® vs. OakStone Gold Secured Mastercard®: choose which one is best for you

However, is the Upgrade Cash Rewards Visa® a card for you? To be more sure of this answer, see a comparison. In the table below, we compare the advantages of this card with a similar model.

Which credit card did better in this dispute? Discover now:

Upgrade Cash Rewards Visa®OakStone Gold Secured Mastercard®
Credit ScoreFair to Good  (580 – 740)No minimum credit score requirements
Annual Fee$0$39
Regular APR14.99% to 29.99% variable APRFrom 13.99% to 19.99%
Welcome bonus$200 bonus after opening a Rewards Checking account and making 3 debit card transactionsN/A
Rewards1.5% unlimited cash back on paymentsNone
OakStone logo

OakStone Gold Secured Mastercard® card: check out how to apply!

Quick and easy: learn how to apply for your OakStone Gold Secured Mastercard® and get your card even if you do not have a good credit score!

*Disclaimer: To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

Trending Topics


Student BMO CashBack® Mastercard® card: check out how to apply!

Enjoy up to 5% cashback with no annual fee. Click here and learn how to apply for the Student BMO CashBack® Mastercard® credit card.

Keep Reading

Free Application for Federal Student Aid (FAFSA®): degree free!

Student Loan with no need to repay. Discover the Free Application for Federal Student Aid (FAFSA®) and learn how to take advantage of it!

Keep Reading

Mission Lane Visa® card: check out how to apply!

Apply for Mission Lane Visa® and have a credit card at your disposal that will make it easier for you to get out of bad credit.

Keep Reading

You may also like


6 best credit cards for traveling in 2022

Credit cards for traveling can turn your trips into an even more special event. Read to discover good options!

Keep Reading

KOHO Premium Visa Prepaid Card full review: should you get it?

The KOHO Premium Visa Prepaid Card is one of the few prepaid cards that offer 2% cashback on your main purchases! Learn more about it.

Keep Reading

6 tips on how to budget: make the most of your money!

Here are six essential pieces of advice for anyone looking to learn how to build a budget that really works. Read on to find out!

Keep Reading