Loans
Apply SoFi Personal Loans: Pre-qualify easily!
Discover the easy steps to secure a SoFi Personal Loan with our comprehensive guide. Get the funds you need quickly and efficiently!
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Apply for SoFi Personal Loans in as little as 1 minute!
Are you in need of extra cash to cover unexpected expenses or fund a major life event? Learning how to apply for SoFi Personal Loans might be the solution.
Moreover, applying for a personal loan with SoFi is a simple process that can provide you with the financial assistance you need. So read on and learn more!
Online application
Before you apply, you’ll be able to check your loan options and rates with no harm to your credit score.
Also, after you go through this stage, you’ll be able to complete the official application process on the official website!
Therefore, you’ll need to provide the personal information required and maybe send some documents as well. Moreover, you’ll be able to get a quick response!
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What are the requirements?
You’ll need to see the basic requirements before you start applying for a loan with SoFi. Therefore, read our list below with the most common requirements:
- Be at least 18 years old;
- You’ll need to be a U.S. citizen;
- Have a job with enough income.
Apply on the app
You’ll be able to download the SoFi mobile app to manage your loan and register to apply for loans.
Also, you’ll only need to follow the steps on the screen to provide the information and complete the application!
Compare SoFi Personal Loans to other options: Upgrade Personal Loans
If SoFi Personal Loans are not what you’re looking for, we can help you out! So, you can try applying for an Upgrade Personal Loan!
Also, with this lender, you’ll be able to get loans of up to $50,000 with no prepayment penalties and more!
Moreover, you’ll be able to use it for varied loan purposes and even to consolidate debt!
Therefore, you can read our comparison table below to learn more and see which option is best for your finances at the moment!
| SoFi Personal Loans | Upgrade Personal Loans | |
| APR | From 8.99% to 25.81% variable APR, depending on your credit score and analysis; | From 8.49% to 35.97% (based on creditworthiness) *The APR on your loan may be higher or lower, and your loan offers may not have multiple term lengths available; |
| Loan Purpose | Home improvements, IVF Loans, travel and vacation, weddings, credit card debt consolidation, and other personal purposes; | Pay off credit cards, debt consolidation, business, home improvement, large purchases, and others; |
| Loan Amounts | From $5,000 to $100,000 in loan amounts; | From $1,000 to $50,000; |
| Credit Needed | There is no minimum credit score, but it affects your rates and terms; | At least 560 points (fair, good, or excellent); |
| Origination Fee | From 0% to 6%, depending on your finances and analysis; | From 1.85% to 9.99% (the fees are deducted from the loan proceeds); |
| Late Fee | There are no late fees, depending on your loan terms; | You may need to pay fees if you miss any loan repayments; |
| Early Payoff Penalty | You won’t need to pay any prepayment penalty fees. | There are no early payoff penalties for this lender. |
So, are you more sure about getting a loan through Upgrade? If so, you can read our post below to learn all about how the application process works!
Upgrade personal loan: find out how to apply!
Learn how to apply for an Upgrade personal loan and get access to up to $50,000 in fixed and predictable monthly fees. Read on to learn more!
About the author / Victoria Lourenco
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