Loans
Apply for Universal Credit Loan: No prepayment fees!
Ready to secure financial assistance through Universal Credit Loans with amounts of up to $50,000? If so, read on to learn how to apply for Universal Credit Loan!
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Apply for a Universal Credit Loan: Fast funding!
Are you in need of financial assistance to meet your immediate needs or invest in a new venture? If so, you can read on to learn how to apply for Universal Credit Loan!
Universal Credit Loans offers a streamlined process that can make securing the funds you need more accessible than ever. So you can read on to find out how to apply!
Online application
You’ll be able to apply online through the website by going through the pre-qualification process first.
Then, you’ll provide the personal information required and complete the application.
You will be redirected to another website
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What are the requirements?
You’ll need to meet some basic requirements before you can see if you qualify for a loan with this lender.
Therefore, you’ll need to have a minimum credit score of at least 560 and be at least 18 years old.
Also, you’ll need to have a valid bank account and income. However, you’ll need to go through the pre-qualification process to see if you can qualify with no score impact.
Apply on the app
You’ll be able to get incredible mobile app assistance to manage your loan fund from anywhere you are.
Moreover, you’ll be able to get access to representatives 24/7 through the mobile app offered by Universal Credit Loans.
Also, you’ll be able to access your rates and manage your loan at any time through the app.
However, you’ll need to complete the application process through the official website!
Compare the Universal Credit Loan to other options: Best Egg Loan
Even if you like the Universal Credit Loans option, you may want to check out other options to see which one is best for your finances.
Therefore, you can try applying for a loan through the Best Egg platform.
So, with this lender, you’ll be able to find more varied loan options with loan amounts of up to $50,000. Therefore, you can read our comparison table below to learn more!
| Universal Credit Loan | Best Egg Loan | |
| APR | From 11.69% to 35.99% variable APR; | From 8.99% to 35.99% variable APR; |
| Loan Purpose | Personal loans of any type and debt consolidation loans; | Debt consolidation, credit card refinancing, home improvements, moving expenses, major purchases, special occasions, vacation loans, secured personal loans, and other personal loan purposes; |
| Loan Amounts | From $1,000 to $50,000; | You can get loan amounts from $2,000 to $50,000; |
| Credit Needed | There is no minimum score, but your loan rates will change depending on your score and finances; | You’ll need a 700 FICO Score minimum to get the lowest APR; |
| Origination Fee | You’ll need to pay a variable origination fee that ranges from 5.25% to 9.99%; | From 0.99% to 8.99% variable origination fee; |
| Late Fee | You may need to pay late fees if you don’t pay your loan on time, and this can increase the cost of your fixed-rate loan; | There can be a late fee if you miss any loan repayments from this lender; |
| Early Payoff Penalty | You won’t need to pay any prepayment fees with this lender. | There are no early payoff penalties for this lender. |
So, are you more interested in getting your next loan through Best Egg Loan?
If so, you can read our post below to learn more about this lender and find out all about how to apply for a loan!
Apply for a Best Egg Loan
Looking for the best loan for your personal needs? If so, you can learn how to apply for a Best Egg Loan with amounts of up to $50,000!
About the author / Victoria Lourenco
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