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Apply Today for Zenith Bank Classic Credit Card: Enhanced Banking
Apply for the Zenith Bank Classic Credit Card and enjoy hassle-free transactions, exclusive benefits, and global acceptance. Get started now!
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Take charge of your financial future with Zenith Bank Classic Credit Card

If you’re seeking a reliable financial companion that offers convenience, flexibility and a host of exclusive benefits, you should apply for the Zenith Bank Classic Credit Card.
We’ll tell you the steps to get to your dream credit card. You’ll access a new level of convenience with a Mastercard or Visa in your hands. Keep reading to learn how to get yours.
How to apply on the website
Whether you’re interested in global acceptance, interest-free periods, or secure transactions, this credit card got you covered.
Let’s dive in and discover how you can take advantage of this exceptional credit card offering from Zenith Bank.
The first step is to open your bank account at Zenith Bank. You can start the process online on their website.
You will be redirected to another website
Filling out the application form

Now that you already have your bank account, you must go to the nearest Zenith Bank branch to fill out the application form and request your Classic Credit Card.
You can get the application form on the website and fill it out at home to facilitate the process. It is important to pay close attention to the form and fill it out correctly.
Also, you must bring the requested documentation, including ID, proof of address, and proof of employment with income details. You also must fill out the credit score sheet at Zenith Bank.
Once you bring everything and the filled application form to Zenith Bank, they’ll assess your profile and give you an answer in a couple of days.
If approved, you’ll soon hold your Zenith Bank Classic Credit Card!
How to apply using a mobile app
Currently, there is no mobile app to apply for the Zenith Bank Classic credit card. You must follow the instructions above and go to a Zenith Bank physical branch.
Compare cards: Zenith Bank Classic Credit Card vs. FCMB Visa Credit Card
You can also take a look at another option before you apply for the Zenith Bank Classic Credit card. Let’s take a look at the FCMB Visa Credit Card.
While the Zenith Bank Classic Credit Card offers convenience and security for everyday purchases, the FCMB Visa Credit Card goes beyond.
So, if you’re looking for travel benefits and special offers, the FCMB Visa Credit Card is just what you need. Otherwise, the Zenith Bank Classic Credit Card will already be worth it.
Check the comparative table to see how they perform side by side.
| Zenith Bank Classic Credit Card | FCMB Visa Credit Card | |
| Monthly Income | Not specified by Zenith Bank. However, the Classic Credit Card is the entrance card, so there will be no requirement for a high monthly income | This information is not available |
| Monthly Fee | N53.75 quarterly fee | N50 quarterly (is equal to approximately N17 per month) |
| Initiation Fee | N1,000 | None |
| Interest Rate | Varies according to your creditworthiness | 3% per month |
| Rewards | This credit card does not offer rewards. However, you’ll have other interesting benefits to enjoy. | No rewards program |
Are you interested in learning more about the FCMB Visa Credit Card? Check the following link and read our full review!
Apply for the FCMB Visa Credit Card
Discover what makes the FCMB Visa Credit Card special, including exclusive travel benefits for cardholders. Find out how to apply today!
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