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Aspire® Cash Back Reward credit card full review: should you get it?
Find out all about Aspire® Cash Back Reward, the credit card that rewards people with bad scores with cashback without requiring a down payment. Check out the full review!
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by José Gonçalo
Aspire® Cash Back Reward: a rare credit card that lets you rebuild your credit while earning rewards
In fact, the Aspire® Cash Back Reward credit card has features that are nearly impossible for a card aimed at applicants with bad credit.
Thus, it is not easy to find a card that offers a reward and the opportunity to have an available APR below the market average. When you find a card like this, don’t let it go unnoticed.
Then read this full review and get to know the Aspire® Cash Back Reward card.
Aspire® Cash Back Reward card: check out how to apply!
Bad credit and cashback match? With the Aspire® Cash Back Reward card the answer is yes! Discover the card that gives you 1% reward on all your purchases.
Credit Score | Fair (580 to 669) |
Annual Fee | Variable (from $85 to $175 in the first year, from $29 to $49 in subsequent years) |
Regular APR | 29.99% Variable |
Welcome bonus | None |
Rewards | 1% cashback on all purchases |
Aspire® Cash Back Reward credit card: learn more about this financial product
In fact, the Aspire® Cash Back Reward card has conquered its space by offering an unusual proposal. As a result, most credit cards for people with bad credit scores do not come with welcome bonuses or rewards.
However, the Aspire® Cash Back Reward card is an exception. This is one of the few options on the market that allows you to build your credit while accumulating rewards.
The program offered by this card is 1% cashback on all your purchases. Another advantage is that you don’t need to make a down payment to start accessing your card’s credit service.
From the moment you receive it, you already have a limit at your disposal (non-secure card). In addition, this card has a security system that exempts the customer from liability in the event of fraud.
To track your progress in building credit, there are free consultations for your credit score. Finally, all your card information is available on the official website of that product, to be consulted from your cell phone or computer.
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Aspire® Cash Back Reward credit card features
You might be thinking right now, “this card looks too good to be true”! In order for you to have a complete overview of the Aspire® Cash Back Reward card, here are the main advantages and disadvantages of this card:
What are the benefits?
- Accepts candidates with bad credit;
- 1% cashback on all your purchases, an almost non-existent feature on bad credit cards;
- No initial deposit is required to use your credit;
- Disclaimer in case of fraud.
What are the drawbacks?
- There is a $19 fee for authorized users of the card;
- Charges a monthly account maintenance fee ($5 to $12.5) after the first year;
- You can only redeem your reward as credit towards your card balances;
- 3% foreign transfer fee.
What credit score do you need to get the Aspire® Cash Back Reward credit card?
Surprisingly, this cashback card was created for people with bad credit. That way, if you have a score above 300 you may already be eligible for this one.
How does the Aspire® Cash Back Reward credit card application process work?
The Aspire® Cash Back Reward card does not take orders. In fact, that’s exactly what you read. This card is available on the market today, but is not available for conventional application.
If you are curious to know the process of applying for this card, click on the link below!
Aspire® Cash Back Reward card: check out how to apply!
Bad credit and cashback match? With the Aspire® Cash Back Reward card the answer is yes! Discover the card that gives you 1% reward on all your purchases.
José Gonçalo
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