Aspire® Cash Back Reward card: check out how to apply!

With the Aspire® Cash Back Reward Credit Card, you enjoy cashback even with bad scores. Learn about the application process and understand what's different about this process.


by José Gonçalo

05/20/2022 | Updated on 05/31/2022

Aspire® Cash Back Reward card: 1% cashback and credit released with no initial deposit required!

Aspire® Cash Back Reward credit card
Learn how to apply for this card. Source: Aspire®

The Aspire® Cash Back Reward card is an amazing option for anyone looking to build credit. As if a cashback program that covers all purchases wasn’t enough, you still have access to credit without having to make deposits. However, you must have been curious to know how to apply for the Aspire® Cash Back Reward card. So, keep reading this article!


Credit card

Aspire® Cash Back Reward

Mastercard Bad credit

1% cashback for people with bad credit on an unsecured card!

You will be redirected to another website

How to apply on the website

In fact, The Aspire® Cash Back Reward card application process is similar to the Mercury® Mastercard® credit card application process. In both options, the candidate does not request the card, he is invited.

Only those who receive an invitation by email or post with an individual code can apply for these cards. By the way, if you’ve been lucky enough to receive an offer to have the Aspire® Cash Back Reward card in your wallet, congratulations!

To accept the offer, simply go to the card’s official website and click on the “Reply to offer” button. Now, just enter the code that came in your invitation in the “ENTER ACCEPTANCE CODE HERE” field and click “Send code”.

All you have to do is fill in some personal data and complete your registration.

How to apply using a mobile app

focus on a silver credit card chip.
Learn how to apply for the Aspire® Cash Back Reward card. Source: Flickr.

The Aspire® Cash Back Reward Card offers a 24-hour online management service. If you want to check information from your cell phone, just download the “Aspire Account Center” application.

In addition to managing all your card information, this app also allows you to check your credit score. Unfortunately, it is not possible to claim the Aspire® Cash Back Reward card through this app.

However, it is still possible to access the card’s official website via mobile and accept the offer you received.

Aspire® Cash Back Reward card vs. Upgrade Cash Rewards card: choose which one is best for you 

That the Aspire® Cash Back Reward card is a good option you already know. However, is this card the best option for you? To find out, you need to compare it with other options on the market.

To make your job easier, we’ve already done that. We put two very similar credit options side by side here. Which one is best for you? Check the table and find out:

Aspire® Cash Back RewardUpgrade Cash Rewards
Credit ScoreFair (580 to 669) Fair to Good (580 – 740)
Annual FeeVariable (from $85 to $175 in the first year, from $29 to $49 in subsequent years) $0
Regular APR29.99% Variable8.99% to 29.99%
Welcome bonusNoneNone
Rewards1% cashback on all your purchases1.5% unlimited cash back
Upgrade logo

Upgrade Cash Rewards Card: check out how to apply!

The Upgrade Cash Rewards is a cash-back credit card that offers 1.5% back on all purchases and up to $25.000 to borrow: learn how to apply!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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