Citrus Loans review: your money fast and easy

Citrus Loans is the opportunity you have to have several lenders vying to offer the best loan for you. Read on for a complete review and learn more about this tool.


Citrus Loans: low-amount loans online in one business day

Citrus Loans logo
Read our full review of Citrus Loans. Source: Citrus Loans

As easy as making orange juice! In fact, Citrus Loans is always ready to give you the money you need as quickly as possible.

Citrus Loans logo

Citrus Loans: find out how to apply!

Enough of hitting several porting to get a loan. Apply to Citrus Loans and find several of lenders who are vying to offer the best loan terms for you. See this article and find out how to apply.

Apply online, anytime, and get a response in just 2 minutes. Below, learn more about Citrus:

APRFrom 261% to 1,304%
Loan PurposeCar repairs, home improvements or repairs, vacations, money for weddings, and any personal emergency situation
Loan AmountsFrom $100 to $2,500
Credit NeededThere is no set minimum credit score
Origination FeeVariable
Late FeeVariable
Early Payoff PenaltyNone

Is Citrus Loans a good option?

First of all, it is important to say that this is not exactly a creditor. In fact, Citrus is an advertising agency that serves a number of credit bureaus.

So, after an application, you can receive more than a proportion of credit companies. In this way, the logic is reversed. At Citrus, these are the companies that compete to offer you a loan.

The application process is fast and extremely simple. In two minutes, you can check the loan conditions that each company offers.

In some cases, the money may reach your account after just one business day. That way, you can trust this service in case you are experiencing an emergency.

The loan period is in the range of 14 days to 24 months (two years). In addition, you can choose to pay the installments weekly, fortnightly, monthly, or bi-monthly.

If you wish to advance any payment, you will not incur any fees for doing so. By the way, during the repayment of this loan, you will not find any hidden fees.

The pros and cons of the Citrus Loans

sliced oranges and orange leaves
Learn about the benefits of using Citrus Loans. Source: Citrus Loans

Is this orange really sweet? To find out, read the list below. In this, we highlight the main advantages and disadvantages of having this loan service:


  • Your money could be in your account within one business day;
  • There is no minimum credit score requirement;
  • Agility: you request the money in two minutes and can receive it in one day;
  • Joint consultation with several creditors at the same time to have a better chance of being accepted.


  • Low Credit Ceiling: Most emergencies require much more than $2,500;
  • Not a direct creditor, so you will still have to submit to another company after pre-approved;
  • Proposals from different companies may offer different terms, so you will need to review them one by one;
  • Extremely high APR range.

What credit score do you need to apply?

In effect, this company does not set a required minimum credit score. That way, even with bad credit, you may be eligible for a loan.

Citrus Loans application process

It is fast and extremely simple to apply for a loan with this lender. Read our post below to learn how to apply for a loan in three steps in less than two minutes.

All this without having to leave the house or call someone!

Citrus Loans logo

Citrus Loans: find out how to apply!

Enough of hitting several porting to get a loan. Apply to Citrus Loans and find several of lenders who are vying to offer the best loan terms for you. See this article and find out how to apply.

About the author  /  José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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