Reviews

GO2bank™ Secured Visa® Credit Card full review: should you get it?

Discover a tool designed for those who need help building credit more quickly: GO2bank™ Secured Visa® Credit Card, your highest credit score with no annual fee.

Advertisement

GO2bank™ Secured Visa® Credit Card: the right tool to improve your credit score

GO2bank™ Secured Visa® Credit Card
Learn all about the GO2bank™ Secured Visa®. Source: GO2bank™

Indeed, do you know what a card needs to have to be a good tool to improve your credit? Well, the answer lies in one product: the GO2bank™ Secured Visa® Credit Card.

GO2bank™ logo

GO2bank™ Secured Visa® Card: check out how to apply!

Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.

With this card, you can start building your credit score no matter how low it is today. Find out more about this card below:

Credit ScoreBad (below 670)
Annual Fee$0
Regular APR22.99% for purchases
Welcome bonusNone
RewardsNone

GO2bank™ Secured Visa® Credit Card: learn more about this financial product

In fact, this credit card is a “machine” designed to build your credit with ease. After all, with this one, your payments are reported monthly to the credit bureaus.

This means you will be able to see the effect of using your credit responsibly faster. Plus, you can track your score growth month by month for free on your mobile.

GO2bank issues a report to the three main credit bureaus. In this way, your reputation will open doors to many other credit services.

This is a secure card. This means that there is no maximum credit limit available. That way, with deposits, you can control what your limit is.

In fact, many cards require a minimum initial deposit of $100. On the other hand, the GO2bank card only requires half that amount. Also, this is a Visa card, accepted almost anywhere in the world.

GO2bank™ Secured Visa® Credit Card features

GO2bank™ Secured Visa® Credit Card
Learn more about the card’s pros and cons. Source: GO2bank™

In fact, this is the kind of tool that can help you at times when most other companies wouldn’t. However, before deciding if this will be your newest card, check out the lists below.

In these, you can recognize the main advantages and disadvantages of this product:

What are the benefits? 

  • People with bad credit won’t have much trouble getting accepted for this card;
  • Credit construction: issues a monthly report to the three main credit agencies in the country;
  • $0 annual fee from the first year;
  • Free monthly consultation of your credit score using the VantageScore® method (developed by Equifax®).

And what are the drawbacks?

  • Relatively high APR;
  • Penalty for late payment (up to $39) and returned payment (up to $20);
  • 3% fee on foreign transfers;
  • A minimum deposit of $100 is required.

What credit score do you need to get the GO2bank™ Secured Visa®?

Thus, candidates for this card have no minimum score restriction. However, our team mainly recommends it to people with bad credit.

How does the GO2bank™ Secured Visa® Credit Card application process work?

You can apply for this card right now, wherever you are. To find out how just read our post below!

GO2bank™ logo

GO2bank™ Secured Visa® Card: check out how to apply!

Apply for the GO2bank™ Secured Visa® Card and get access to a building tool. See your score for free without paying an annual fee.

Trending Topics

content

Fund all of your education costs: PNC Bank Student Loan review

Seeking financial support for higher education? Read our review of PNC Bank Student Loan and see why they got awarded!

Keep Reading
content

Discover Student Loan: find out how to apply!

Apply to a Discover Student Loan and access the best student loan option: a reward for good grades and no fees. Learn more!

Keep Reading
content

Capital One Quicksilver Secured Cash Rewards Card: check out how to apply!

Learn how to apply for the Capital One Quicksilver Secured Cash Rewards Card, the credit-building card that gives unlimited rewards.

Keep Reading

You may also like

content

CashUSA Loan Review: Fast Approvals, Easy Process

Explore our CashUSA Loan review for quick approvals & flexible loan amounts. Discover reliable lending solutions that suit your needs.

Keep Reading
content

Quick Capital Cash Loan Review: Quick, Reliable Loans

Explore our Quick Capital Cash Loan review for fast, easy loans within a vast network of lenders. Get cash quickly with minimal hassle.

Keep Reading
content

Unique Platinum Review: up to $1,000 credit account!

Discover financial freedom with our Unique Platinum Review. Unleash up to $1,000 extra for your budget and explore exclusive benefits!

Keep Reading