Key2More Rewards® Credit Card full review: should you get it?

Discover the Key2More Rewards® Credit Card, the credit product that turns every dollar spent into points that can be redeemed for domestic and international travel, gifts and more. Learn more in our review!


by José Gonçalo

Published on 11/01/2022

Key2More Rewards® Credit Card: Good 0% APR period!

Key2More Rewards® Credit Card
Learn all about the Key2More Rewards® Credit Card. Source: KeyBank

Indeed, the Key2More Rewards® Credit Card is a solution offered by one of the most traditional banks in the US.

KeyBank logo

Key2More Rewards® Credit Card: check out how to apply!

Apply for Key2More Rewards® Credit Card and see your points multiply 5x in a great rewards program with direct 6 months of 0% APR and more!

Founded nearly two centuries ago, KeyBank has modernized and today offers a credit product with a great rewards program and many other perks. Find out more below.

Credit ScoreGood or better (650 or more).
Annual Fee$0.
Regular APR*0% in the first six billing cycles on purchases and balance transfers;

After this, 19.99% to 26.99% variable APR.

*Terms apply.
Welcome bonusNone.
Rewards*Earn 5 points for every dollar spent on ready-to-use items registered in this program;

Plus, get a 25% bonus if your total monthly spend is between $1,000 and $1,999, 50% bonus if you spend $2,000 or more.

*Terms apply.

Key2More Rewards® Credit Card: learn more about this financial product

Indeed, it is a credit card that adds highly valued advantages. Customers of this card have access to a rewards program that converts every $1 spent into 5 points.

Also, there are no limits to the number of points you can accumulate each month. Plus, by surpassing easy-to-reach spending limits, you can multiply your returns by up to 50%.

Earned points can be redeemed to purchase airline and event tickets, receive cash back, and more. This card also offers a 6-month period of 0% APR for purchases and balance transfers.

So, you can use this feature to avoid interest from other credit cards. As you spend and earn points, you also build up your credit.

Plus, you can track your progress by checking your FICO® credit score for free. All this without paying an annual fee. Finally, this card offers a disclaimer service for unidentified purchases.

Key2More Rewards® Credit Card features

red credit card
Learn more about the card’s pros and cons. Source: Pixabay

In fact, now know the main advantages and disadvantages of this credit card.

What are the benefits? 

  • A reward program that rewards you for every dollar spent ($1=5 points) and can boost your earnings by up to 50%;
  • 6 months APR 0% for both purchases and balance transfers;
  • Annual fee free;
  • Possibility to build your credit and free consultations to your FICO® score.

And what are the drawbacks?

  • Only registered products generate points in this rewards program;
  • No welcome bonus;
  • 3% fee for foreign transfers;
  • You may be subject to fees when redeeming your rewards program points.

What credit score do you need to get the card?

To increase your chances of being approved, we recommend that you have a good credit score. Also, the higher your score, the lower your APR rate.

How does the application process work?

In effect, you can apply for this card in a completely online process. To find out how, visit the following post!

KeyBank logo

Key2More Rewards® Credit Card: check out how to apply!

Apply for Key2More Rewards® Credit Card and see your points multiply 5x in a great rewards program with direct 6 months of 0% APR and more!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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