Loans

Up to $36,500: LendingPoint Personal Loans review

Do you need loans of up to $36,500 with good terms and low credit options? If so, read our LendingPoint Personal Loans review to learn more!

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Check out our LendingPoint Personal Loans review!

LendingPoint loans
Up to $36,500: LendingPoint Personal Loans review. Source: Foster the Money

Whether you need a home improvement project, a medical emergency, or a long-awaited vacation, you can read our LendingPoint Personal Loans review!

LendingPoint loans

Apply for LendingPoint Personal Loans!

If you need loan options of all types of up to $36,500 with good terms, read on to learn how to apply for LendingPoint Personal Loans!

Moreover, this is where LendingPoint Personal Loans step in as a reliable and accessible solution. So, keep reading to learn more about this incredible lending platform.

APR7.99% to 35.99%;
Loan PurposeEmergency loans, debt consolidation, paying off credit cards, medical or dental, home improvements, travel and taxes, wedding purposes, personal finances reasons, and much more;
Loan AmountsPersonal loans from $2,000 – $36,500;
Credit NeededYou’ll have better chances of approval with a minimum credit score of 600;
Origination FeeThere can be an origination fee depending on the loan;
Late FeeThere can be a late fee depending on the loan;
Early Payoff PenaltyThere can be an early payoff penalty depending on the loan.

Is LendingPoint Personal Loans a good option?

In a world where navigating through the complexities of traditional lending institutions can be daunting.

Therefore, LendingPoint offers fresh air by providing up to $36,500 in personal loans.

Moreover, their loan options are tailored to meet your specific needs! Therefore, you can find lenders of all types through the platform and get the loan hassle-free!

Also, LendingPoint understands that each individual’s financial situation is unique.

In addition, that’s why they have positioned themselves as a fintech company with a human touch, committed to helping you achieve your goals with minimal hassle.

The pros and cons of LendingPoint Personal Loans

LendingPoint loans
The pros and cons of LendingPoint Personal Loans. Source: LendingPoint

Even though this platform offers many advantages, it also has some downsides.

Therefore, you can read below about the pros and cons of using LendingPoints as a personal loan platform.

Advantages

  • Loan amounts of up to $36,500;
  • Up to 72 months in loan term lengths;
  • Most loans have no prepayment penalties;
  • You can have your money fast.

Disadvantages

  • There are no joint loans available;
  • Most loans will have an origination fee;
  • Depending on the loan and your credit score, there can be a high APR.

What credit score do you need to apply?

You can find different loan options for all credit scores through the platform. However, finding better loan options with a credit score of 600 minimum is easier.

Moreover, it is always recommended that you have a higher credit score to apply for loans or credit cards. This is because you’ll be able to find better rates and lower interest.

LendingPoint Personal Loans application process

Through a seamless online application process, LendingPoint assesses your financial profile beyond your credit score, focusing on your overall financial health.

Moreover, you can check out our post below to learn more about the application process to get your money through the LendingPoint platform!

LendingPoint loans

Apply for LendingPoint Personal Loans!

If you need loan options of all types of up to $36,500 with good terms, read on to learn how to apply for LendingPoint Personal Loans!

About the author  /  Victoria Lourenco

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