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Discover it® Secured card: be rewarded with 2% cash back as you build your credit

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Few credit-building cards offer a reward program. In fact, the Discover it® Secured card is part of this select list. This financial option gives you 2% cash back on specific categories and an unlimited 1% on all other categories. In addition, Cashback Match doubles your cashback points in the first year. All this with a $0 annuity fee and reporting to the main credit agencies in the country.

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4 reasons to choose Discover it® Secured card for good as your newest card:

Accepts candidates with bad/poor scores.
2% cash back on gas station and restaurant purchases, unlimited 1% on other purchases (double first year rewards).
No annual fee or foreign transfer fee.
Find out if you are eligible for a card "upgrade" after 7 months of use.

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The Discover it® Secured card is a credit card, not a prepaid card. With a secured credit card like the Discover it® Secured, you are required to make a security deposit to establish your credit limit. This deposit serves as collateral and is typically refundable when you close the account or upgrade to an unsecured credit card.

Having a bank account is essential for making the deposit and for managing the financial aspects of your credit card account, such as making payments, receiving cashback rewards, and handling other transactions. It’s a common requirement for secured credit cards and most traditional credit cards.

Yes, students can apply for the Discover it® Secured card. While the card is designed to help individuals build or rebuild their credit, it’s not limited to a specific group, and students who are looking to establish or improve their credit can benefit from it. However, Discover has credit cards made specifically for students, and you can get extra benefits to help you in your college years.

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