Cashback rewards earned with the Tangerine Money-Back Credit Card do not expire as long as your account remains open and in good standing. Tangerine typically allows you to accumulate cashback rewards over time, and you can redeem them whenever you choose to do so.

Yes, you can add authorized users to make your financial management easier and keep control over your family’s expenses in every place where Mastercard is accepted. Authorized users are additional individuals who can use the credit card on your account. They receive their own card, and their spending is consolidated on the primary cardholder’s statement.

Tangerine do consider various factors when evaluating credit card applications, including your credit history, income, and other financial information. However, if you have poor credit, it may be more challenging to qualify for this card.