Reviews
Regions Explore Visa® Credit Card full review: should you get it?
Regions Bank has a tool designed exclusively for building credit. Learn more about the Regions Explore Visa® Credit Card in our review!
Advertisement
Regions Explore Visa® Credit Card: build or rebuild your credit
In fact, the Regions Explore Visa® Credit Card can be the help you need to restore your credit to normal values.
Regions Explore Visa® Credit Card: check out how to apply!
Build your credit with access to exclusive benefits that only Visa cards have. Learn how to count on this credit card here:
To see how this card can help you, check out this full review below:
Credit Score | Any score; |
Annual Fee | $29; |
Regular APR | 25.99% (variable for purchases and balance transfers); |
Welcome bonus | None; |
Rewards | None. |
Regions Explore Visa® Credit Card: learn more about this financial product
Indeed, the Regions Explore Visa® Credit Card was primarily created for a very specific customer profile. So, those who are struggling to improve their credit will benefit the most from this credit product.
To help them along this path, this card reports their payments to the main credit bureaus in the country. In addition, you have at your disposal a savings account to store your money safely and profitably.
The Regions Bank, the issuer of this card, is a member of the FDIC. So, your money will be completely safe.
You will migrate from a secured to a non-secured account if this happens. To do so, the bank will assess its responsibility with the use of credit.
Thus, timely payments of your card balance may qualify you for this feature. With Regions LockIt®, you can preselect how your card can be used. In fact, it’s a simple way not to lose control of your finances.
Finally, this is a Visa card. Accepted almost anywhere in the world.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Regions Explore Visa® Credit Card features
Indeed, this is a thinking card for those with a simple mission: to build credit. If that’s your mission at the moment, it’s worth checking the advantages and disadvantages before requesting it.
Only then will you be sure you are recruiting the right help. So, check out the list below:
What are the benefits?
- Credit reporting to the three main credit bureaus in the country;
- 0% fee for foreign transactions;
- Free yourself from incurring expenses in the event of a collision using a rental vehicle and from liability waivers in the event of fraud.
And what are the drawbacks?
- Relatively high minimum deposit: $250;
- Relatively high APR;
- No welcome bonus or reward program;
- Not all customers will be able to get their initial deposit back.
What credit score do you need to get the card?
In effect, as this is a credit-building credit card, your credit score is not really important in the application.
So, it doesn’t matter if you have a bad credit score. You still have a good chance of qualifying for this card.
How does the application process work?
You can apply for this credit card online and hassle-free. So, check out our post below to learn how to apply for the Regions Explore Visa® Credit Card!
Regions Explore Visa® Credit Card: check out how to apply!
Build your credit with access to exclusive benefits that only Visa cards have. Learn how to count on this credit card here:
About the author / José Gonçalo
Trending Topics
BMO CashBack® Mastercard® or BMO CashBack® World Elite® Mastercard®: discover your best fit
BMO CashBack® Mastercard® or BMO CashBack® World Elite® Mastercard®? We did a survey to tell you which one is best for you!
Keep ReadingTarjeta Capital One Quicksilver Cash Rewards
Con la Tarjeta Capital One Quicksilver Cash Rewards, viaja con beneficios y consigue el reembolso en efectivo de 1,5% de todas tus compras.
Keep ReadingHonest Loans review: up to $50,000 in your account within 24 hours
Honest Loans was created to increase your chances of getting a good loan regardless of your credit score. Understand how this tool works.
Keep ReadingYou may also like
Crypto scams: how the rise in online crimes is affecting society
Crypto scams influence not only victims' lives but society as a whole. Understand how these happen and how to protect yourself!
Keep ReadingWells Fargo Autograph℠ Card full review: should you get it?
The Wells Fargo Autograph℠ Card earns you points for your everyday purchases for travel and hotel stays. Learn more about this amazing card!
Keep ReadingWhat are credit card balance transfers? Learn how to do it!
What are credit card balance transfers? Find out how this feature can save you from debt and how to use it to get the most out of it.
Keep Reading