Credit Cards
Regions Life Visa® Credit Card full review: should you get it?
Meet the credit card that will exempt you from annual fees, international transfer fees and will give you many advantages. Meet the Regions Life Visa® Credit Card and all its advantages!
Advertisement
Regions Life Visa® Credit Card: long-term intro APR 0% and many other benefits
Indeed, the Regions Life Visa® Credit Card has become a very interesting option for anyone looking for a long-term 0% intro APR card. Also, you are exempt from the main fees charged by other cards.
Regions Life Visa® Credit Card: check out how to apply!
Want to apply for Regions Life Visa® Credit Card? Great. Read on and learn how to enjoy this product. Including 0% intro APR.
Great perks, right? This article will explain how this credit card works and help you decide whether it is right for you. Are you ready to get started? Keep reading to learn more.
| Credit Score | Excellent (781 or greater); |
| Annual Fee | $0; |
| Regular APR | 0% in the first 15 months from account opening. After, from 15.74% to 25.74% (variable); |
| Welcome bonus | None; |
| Rewards | None. |
Regions Life Visa® Credit Card: learn more about this financial product
Regions Life Visa® Credit Card is a card that offers a compact and very advantageous service. One of its main advantages is, of course, the 15 months of 0% APR.
The extended time is noteworthy as it is longer than the 12-month average offered by most other cards. In addition, you can also benefit from an annual fee waiver and no foreign transaction fee.
In this way, you are facing a really cheap card! Additionally, customers have access to Regions LockIt®, a service that allows you to lock and unlock your phone with one touch.
For long compositions, count on Term It. This service allows you to make purchases at fixed interest rates, possibly lower than the card’s APR.
Connectivity with Apple Pay®, Google Pay™, Samsung Pay, or LG Pay wallets and the “Tap to Pay” service will enhance usability. Finally, we are talking about a Visa card, accepted anywhere in the world.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Regions Life Visa® Credit Card features
Indeed, this is a simplified card with functions that make it relevant in a competitive market. However, it also has weaknesses. To learn more about this credit product, check out the list of pros and cons of it:
What are the benefits?
- Longer than average period of 0% intro APR (above the market average) – 15 months from account opening;
- It does not charge annuity or transfer fees abroad;
- Offers rental car collision damage waiver and extended warranty protection on purchases;
- Access to the Term It features. It allows purchases over R$100 to be paid in fixed installments with low-interest rates.
And what are the drawbacks?
- No reward program or welcome bonus;
- Above market balance transfer and cash advance fee: $10 or 4%, whichever is greater;
- Its interest rate after the 0% APR period is relatively high;
- Very high APR for cash advances: 28.74%.
What credit score do you need to get the card?
Usually, cards offering a 0% APR period only accept customers with high credit scores. Therefore, to increase your chances, we advise you to have a credit of at least 781 to apply for Regions Life Visa® Credit Card.
How does the application process work?
Interested in the 15 months of 0% APR and all the other benefits of this card? So, see how to request it in the following post:
Regions Life Visa® Credit Card: check out how to apply!
Want to apply for Regions Life Visa® Credit Card? Great. Read on and learn how to enjoy this product. Including 0% intro APR.
Trending Topics
Simple process: Apply for Edfinancial Student Loan Refinance
Student debt doesn't have to hold you back. Read our guide and apply for Edfinancial Student Loan Refinance. Take control of your finances.
Keep Reading
Apply for the Navy Federal Personal Loans: Terms up to 5 years!
Find out how to apply for Navy Federal Personal Loans. Step into a world of low rates and flexible loan amounts tailored to your needs.
Keep Reading
Credit cards for poor credit: find the perfect option
Less-than-perfect credit? This is not the end! Discover 5 excellent credit cards for poor credit for those who need a better score.
Keep ReadingYou may also like
Why are airline prices so high right now: the underlying reasons
Have you ever wondered why are airline prices so high? We have the answer! Find out what's behind the rise in ticket prices.
Keep Reading
BMO CashBack® Mastercard® card: check out how to apply!
Learn how to apply for BMO CashBack® Mastercard®, the no-fee card chosen among the best cashback programs of 2021 according to experts.
Keep Reading
Capital One Quicksilver Secured Cash Rewards Card: check out how to apply!
Learn how to apply for the Capital One Quicksilver Secured Cash Rewards Card, the credit-building card that gives unlimited rewards.
Keep Reading