Credit Cards
Regions Life Visa® Credit Card full review: should you get it?
Meet the credit card that will exempt you from annual fees, international transfer fees and will give you many advantages. Meet the Regions Life Visa® Credit Card and all its advantages!
Advertisement
Regions Life Visa® Credit Card: long-term intro APR 0% and many other benefits
Indeed, the Regions Life Visa® Credit Card has become a very interesting option for anyone looking for a long-term 0% intro APR card. Also, you are exempt from the main fees charged by other cards.
Regions Life Visa® Credit Card: check out how to apply!
Want to apply for Regions Life Visa® Credit Card? Great. Read on and learn how to enjoy this product. Including 0% intro APR.
Great perks, right? This article will explain how this credit card works and help you decide whether it is right for you. Are you ready to get started? Keep reading to learn more.
| Credit Score | Excellent (781 or greater); |
| Annual Fee | $0; |
| Regular APR | 0% in the first 15 months from account opening. After, from 15.74% to 25.74% (variable); |
| Welcome bonus | None; |
| Rewards | None. |
Regions Life Visa® Credit Card: learn more about this financial product
Regions Life Visa® Credit Card is a card that offers a compact and very advantageous service. One of its main advantages is, of course, the 15 months of 0% APR.
The extended time is noteworthy as it is longer than the 12-month average offered by most other cards. In addition, you can also benefit from an annual fee waiver and no foreign transaction fee.
In this way, you are facing a really cheap card! Additionally, customers have access to Regions LockIt®, a service that allows you to lock and unlock your phone with one touch.
For long compositions, count on Term It. This service allows you to make purchases at fixed interest rates, possibly lower than the card’s APR.
Connectivity with Apple Pay®, Google Pay™, Samsung Pay, or LG Pay wallets and the “Tap to Pay” service will enhance usability. Finally, we are talking about a Visa card, accepted anywhere in the world.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Regions Life Visa® Credit Card features
Indeed, this is a simplified card with functions that make it relevant in a competitive market. However, it also has weaknesses. To learn more about this credit product, check out the list of pros and cons of it:
What are the benefits?
- Longer than average period of 0% intro APR (above the market average) – 15 months from account opening;
- It does not charge annuity or transfer fees abroad;
- Offers rental car collision damage waiver and extended warranty protection on purchases;
- Access to the Term It features. It allows purchases over R$100 to be paid in fixed installments with low-interest rates.
And what are the drawbacks?
- No reward program or welcome bonus;
- Above market balance transfer and cash advance fee: $10 or 4%, whichever is greater;
- Its interest rate after the 0% APR period is relatively high;
- Very high APR for cash advances: 28.74%.
What credit score do you need to get the card?
Usually, cards offering a 0% APR period only accept customers with high credit scores. Therefore, to increase your chances, we advise you to have a credit of at least 781 to apply for Regions Life Visa® Credit Card.
How does the application process work?
Interested in the 15 months of 0% APR and all the other benefits of this card? So, see how to request it in the following post:
Regions Life Visa® Credit Card: check out how to apply!
Want to apply for Regions Life Visa® Credit Card? Great. Read on and learn how to enjoy this product. Including 0% intro APR.
Trending Topics
Allegiant World Mastercard®: check out how to apply!
Apply to Allegiant World Mastercard® and gain access to a rewards program that will give you free airline tickets. Know more!
Keep Reading
How to travel for free using miles: a beginner’s guide
Learn how to travel for free and never spend money to travel wherever you want! Learn the best tips to earn miles and travel the world.
Keep Reading
Petal® 1 “No Annual Fee” Visa® Credit Card full review: should you get it?
Petal® 1 "No Annual Fee" Visa® Credit Card offers up to a $5,000 limit and 10% cash back for people with bad credit. Learn more here!
Keep ReadingYou may also like
Merrick Bank Double Your Line Secured Credit Card full review: should you get it?
Credit building? Count on the Merrick Bank Double Your Line Secured Credit Card: one of the lowest APR and many other advantages. Check out!
Keep Reading
How to apply for MoneyLion Loans: Simple Steps, Big Rewards
Apply for MoneyLion Loans and embrace financial growth! Experience easy credit building and innovative loan features for a brighter future.
Keep Reading
Capital One Aspire Cash™ Platinum Mastercard® card: check out how to apply!
Apply for the Capital One Aspire Cash™ Platinum Mastercard® credit card and get a cashback program that rewards you on all your purchases.
Keep Reading