Reviews
Tangerine Money-Back credit card full review: should you get it?
Complete review about the Tangerine Money-Back, a nice orange credit card that offers an excellent cash back program without charging an annual fee. Read and learn more about this credit option!
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Tangerine Money-Back credit card: get access to one of the best rewards programs in Canada!

In fact, if you have accessed any list of the best cashback cards in Canada, you will surely find this card. Thus, the Tangerine Money-Back credit card is one of the best options when it comes to earning money back.
Tangerine Money-Back card: check out how to apply!
Learn how to take advantage of one of Canada's best credit card reward programs without having to pay an annual fee and enjoying the benefits of a card accepted worldwide: the Tangerine Money-Back card.
However, this card is not just that. Check out this review and learn about the other advantages of the Tangerine Money-Back.
| Credit Score | Good/excellent (670-850) |
| Annual Fee | $0 |
| Regular APR | 19.95% (fixed) |
| Welcome bonus | Extra 10% cash back if you spend up to $1,000 in the first two months (promotion valid for applications accepted until July 31, 2022); 1.95% balance transfer fee for the first 6 months |
| Rewards | 2% unlimited cash back in two chosen categories, 0.5% in other categories |
Tangerine Money-Back credit card: learn more about this financial product
In fact, it’s no accident that the Tangerine Money-Back tops many “best cashback cards” lists. This card offers an unlimited 2% reward in two categories that you can choose from. In the other categories, the reward is 0.5%.
If you want to select another extra category, just agree to receive your rewards as a deposit to your Tangerine account. Also, you can change selected categories every 90 days. Furthermore, you can claim your rewards on a monthly basis without having to reach a minimum redemption amount.
However, that is not all. Customers of these cards can add an authorized user at no additional cost. In the event of fraud, Tangerine Money-Back card customers have a liability of $0. These cards are MasterCard, accepted almost everywhere in the world.
In fact, the low balance transfer fee period makes it an interesting option to better manage your debts. All this with an annual fee of $0.
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Tangerine Money-Back credit card features

However, is this “tangerine” really sweet? Take a look at the advantages and disadvantages of the Tangerine Money-Back card and draw your own conclusions:
What are the benefits?
- Unlimited cash back program, which gives 2% reward in categories selected by you;
- No annual fee;
- Great welcome bonuses;
- All coverage of a MasterCard card (including Mastercard Tap & Go™ feature).
And what are the drawbacks?
- Just delay two payments for your APR to jump from 19.95% to 24.95%;
- Will you need to reprint your monthly statement? Pay $5.00 for each new impression in addition to the first;
- For foreign transfers, there is a 2.5% fee;
- Are you going to make cash withdrawals abroad? Pay a fee of $5.00 per transaction.
What credit score do you need to get the Tangerine Money-Back credit card?
Tangerine Money-Back card applicants can taste the “sour” of the fruit when they see the score required by this card. Typically, candidates who are accepted have good or excellent scores (between 670 and 850).
How does the Tangerine Money-Back credit card application process work?
You can apply for the Tangerine Money-Back via mobile phone or computer. In fact, to find out how to have this card in your wallet without leaving home, click on the link below.
Tangerine Money-Back card: check out how to apply!
Learn how to take advantage of one of Canada's best credit card reward programs without having to pay an annual fee and enjoying the benefits of a card accepted worldwide: the Tangerine Money-Back card.
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