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Destiny Mastercard® card: check out how to apply!

Check out all about the Destiny Mastercard® credit card application process, an excellent choice for anyone looking to build credit!

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by José Gonçalo

Published on 05/22/2022

Destiny Mastercard®: all the advantages of an unsecured card in a card that helps you build your credit

Destiny logo
Learn how to apply for this card. Source: Destiny

In fact, the Destiny Mastercard® card has features you need to consider when looking for a card for people with bad credit. Thus, this is the type of card with no surprise fees, common in this market. That’s reason enough to apply for the Destiny Mastercard® card.

To learn how this process works, keep reading!

card

Credit card

Destiny Mastercard®

Mastercard® Bad credit

Build your credit with no surprise fees or down payments.

You will be redirected to another website

How to apply on the website

hand holding credit card while using notebook (apply Destiny Mastercard® card).
Learn how to apply for the Destiny Mastercard® card. Source: Pixabay

In fact, like any card that takes care of your credit score, the Destiny Mastercard® offers pre-qualification. Thus, you have the opportunity to know if your application will be accepted before formalizing your application.

This protects your credit score from damage. To pre-qualify, just go to the official website for that product. Then click on “pre-qualify today”. You will be taken to a short quiz of just 10 questions.

By answering them, you can pre-qualify yourself by clicking “pre-qualify now”. Important: fill in the questionnaire with the email and phone number you have access to.

Most likely, your offer to apply for the Destiny Mastercard® card will arrive via one of these avenues within seconds. Another way to get your Destiny Mastercard® card is by responding to a special offer.

You can usually receive it by email or by post. If you have this door in your hands, just go to the official Destiny® website and click the “start” button on the top menu.

Then click on “incoming mail offer?” and inform the code that came in your proposal and the zip code of your region.

How to apply using a mobile app

Unfortunately, the Destiny Mastercard® card does not offer an application that you can order. However, you can still complete the prequalification order by accessing the website on your mobile.

Also, browsing on your cell phone, you can access your registration to have information about your account 24/7.

Destiny Mastercard® card vs. Reflex Mastercard® card: choose which one is best for you

The Destiny Mastercard® card directly competes with many other bad credit card options available on the market. So it’s always good to compare it to make sure you’re choosing the best one for you.

Take a look at the table below. So it compares two good unsecured credit card options. Who gets the best? Check it out below:

Destiny Mastercard®Reflex Mastercard®
Credit ScoreFrom bad to fair (330-670)From poor to good (300-719)
Annual Fee$75 for the first year and $99 for subsequent years or $59 for the first year onwardsFrom $75.00 to $99.00 in the first year, $99.00 in subsequent years
Regular APR24.9% (fixed)From 24.99% to 29.99% (variable)
Welcome bonusNoneNone
RewardsNoneNone

Interested in Reflex Mastercard®? Learn how to apply for it on the link below!

Reflex logo

Reflex Mastercard® card: check out how to apply!

It's easy to apply for the Reflex Mastercard® card. Learn here how to get the card that gives up to a $2,000 limit after 6 months of use!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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