Reviews
OakStone Platinum Secured Mastercard®: check out how to apply!
Learn about the basic requirements to have one of the best tools for building or rebuilding credit and apply for the OakStone Platinum Secured Mastercard®, which offers an APR of 9.99%. Know more!
Advertisement
OakStone Platinum Secured Mastercard®: build your credit even with a bad score

Apply to OakStone Platinum Secured Mastercard® and gain access to a tool designed to help those who need to improve their credit. Below are the basic requirements to apply for this card:
- Be at least 18 years of age (19 if you live in Alabama or Nebraska);
- Have a valid Social Security Number (SSN);
- Be a resident of the USA;
- Not having applied for an OakStone credit card within the last 30 days.
Do you meet these criteria? Then learn how to sign up below:
How to apply on the website
This one starts with basic questions about personal details and home address. After clicking “Submit Application”, you will be directed to the remaining steps of this form.
Thus, you must inform other personal data, such as your SSN and income. Finally, you must choose whether you prefer to make your security deposit.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
How to apply using a mobile app

Indeed, on the official website of this product, there is no mention of a mobile application service. So, to apply, you must use the internet browser of your cell phone or computer.
OakStone Platinum Secured Mastercard® vs. Discover it® Secured Card: choose which one is best for you
Indeed, in terms of credit-building credit, OakStone Platinum has a worthy opponent. We’ve compared these cards so you can decide which is the best option for you. See the table below!
| OakStone Platinum Secured Mastercard® | Discover it® Secured Card | |
| Credit Score | No minimum score required | Poor |
| Annual Fee | N/A | $0 |
| Regular APR | 9.99% (variable or purchases) | 25.24% (variable for purchases and balance transfers) Balance transfer APR 10.99% for 6 months after first transfer (for transfers made before December 10, 2022) |
| Welcome bonus | None | N/A |
| Rewards | None | 2% cash back on gas stations and restaurants up to $1,000 per quarter (combined purchases); 1% unlimited on other purchases |
For more information about how to apply for the Discover it® Secured Card, check out our post below!
Discover it® Secured card: check out how to apply!
Earn rewards without worrying about annual fees. Learn how to apply for one of the best cashback cards for building credit: the Discover it® Secured card!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Trending Topics
How to budget for international travel: 5 best tips
With a good international travel budget and the right tips, you can even travel for free! Find out how here and make the trip of your dreams.
Keep Reading
First Progress Platinum Elite Mastercard® Secured credit card review
Meet the First Progress Platinum Elite Mastercard® Secured credit card, a tool with everything you need to build your credit from scratch.
Keep Reading
Get Debt-Free: Apply for Discover Student Loan Refinance
Ready to conquer student debt? Learn how to apply for Discover Student Loan Refinance and pave the way to stress relief!
Keep ReadingYou may also like
Sesame Cash debit card: check out how to apply!
Apply for the Sesame Cash debit card and get a no-fee card that rewards cash back while you build your credit. Know more!
Keep Reading
United℠ Explorer Card full review: should you get it?
United℠ Explorer Card is one of the best ways to see the world without paying a dollar for it. Learn more about this card and its benefits!
Keep Reading
Wells Fargo Active Cash℠ card: check out how to apply!
Learn how to get one of the best cashback programs, a welcome bonus and 15 months of 0% APR. Apply for the Wells Fargo Active Cash℠ Card.
Keep Reading