Reviews

OakStone Platinum Secured Mastercard®: check out how to apply!

Learn about the basic requirements to have one of the best tools for building or rebuilding credit and apply for the OakStone Platinum Secured Mastercard®, which offers an APR of 9.99%. Know more!

Advertisement

OakStone Platinum Secured Mastercard®: build your credit even with a bad score

OakStone logo
Learn how to apply for the OakStone Platinum Secured Mastercard®. Source: OakStone.

Apply to OakStone Platinum Secured Mastercard® and gain access to a tool designed to help those who need to improve their credit. Below are the basic requirements to apply for this card:

  • Be at least 18 years of age (19 if you live in Alabama or Nebraska);
  • Have a valid Social Security Number (SSN);
  • Be a resident of the USA;
  • Not having applied for an OakStone credit card within the last 30 days.

Do you meet these criteria? Then learn how to sign up below:

How to apply on the website

This one starts with basic questions about personal details and home address. After clicking “Submit Application”, you will be directed to the remaining steps of this form.

Thus, you must inform other personal data, such as your SSN and income. Finally, you must choose whether you prefer to make your security deposit.

How to apply using a mobile app

Several mastercard credit cards inside a jeans pocket (apply OakStone Platinum Secured Mastercard®)
Learn how to apply for the OakStone Platinum Secured Mastercard®. Source: Pixabay

Indeed, on the official website of this product, there is no mention of a mobile application service. So, to apply, you must use the internet browser of your cell phone or computer.

OakStone Platinum Secured Mastercard® vs. Discover it® Secured Card: choose which one is best for you

Indeed, in terms of credit-building credit, OakStone Platinum has a worthy opponent. We’ve compared these cards so you can decide which is the best option for you. See the table below!

OakStone Platinum Secured Mastercard®Discover it® Secured Card
Credit ScoreNo minimum score requiredPoor
Annual FeeN/A$0
Regular APR9.99% (variable or purchases)25.24% (variable for purchases and balance transfers)

Balance transfer APR 10.99% for 6 months after first transfer (for transfers made before December 10, 2022)
Welcome bonusNoneN/A
RewardsNone2% cash back on gas stations and restaurants up to $1,000 per quarter (combined purchases); 1% unlimited on other purchases

For more information about how to apply for the Discover it® Secured Card, check out our post below!

Discover it® Secured credit card

Discover it® Secured card: check out how to apply!

Earn rewards without worrying about annual fees. Learn how to apply for one of the best cashback cards for building credit: the Discover it® Secured card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Trending Topics

content

PREMIER Bankcard® Secured credit card full review: should you get it?

The PREMIER Bankcard® Secured credit card is different from other options on the market: $5,000 limit and much more! Find out here.

Keep Reading
content

Unlocking Your Path to Success: Funding U Student Loan Review

Discover how Funding U Student Loan can provide the financial support you need for college by reading our comprehensive review!

Keep Reading
content

KOHO Premium Visa Prepaid Card: check out how to apply!

Apply for the KOHO Premium Visa Prepaid Card even with bad credit and receive 2% cashback on a card that saves you from incurring more debt.

Keep Reading

You may also like

content

Chime Credit Builder Visa® Credit Card full review: should you get it?

Meet the Chime Credit Builder Visa® Credit Card, the perfect card to build credit without paying a cent for it! Read on!

Keep Reading
content

SpeedyNetLoan Review: Simple Process, Diverse Choices

Explore our comprehensive SpeedyNetLoan review and learn how you can borrow up to $5,000 with extensive terms and APRs starting at 5.99%.

Keep Reading
content

Earned Income Tax Credit (EITC): see if you qualify for the program

There is a federal program that allows you to recover your taxes. Click here to learn more about the Earned Income Tax Credit (EITC).

Keep Reading