Reviews

OakStone Platinum Secured Mastercard®: check out how to apply!

Learn about the basic requirements to have one of the best tools for building or rebuilding credit and apply for the OakStone Platinum Secured Mastercard®, which offers an APR of 9.99%. Know more!

Advertisement

OakStone Platinum Secured Mastercard®: build your credit even with a bad score

OakStone logo
Learn how to apply for the OakStone Platinum Secured Mastercard®. Source: OakStone.

Apply to OakStone Platinum Secured Mastercard® and gain access to a tool designed to help those who need to improve their credit. Below are the basic requirements to apply for this card:

  • Be at least 18 years of age (19 if you live in Alabama or Nebraska);
  • Have a valid Social Security Number (SSN);
  • Be a resident of the USA;
  • Not having applied for an OakStone credit card within the last 30 days.

Do you meet these criteria? Then learn how to sign up below:

How to apply on the website

This one starts with basic questions about personal details and home address. After clicking “Submit Application”, you will be directed to the remaining steps of this form.

Thus, you must inform other personal data, such as your SSN and income. Finally, you must choose whether you prefer to make your security deposit.

How to apply using a mobile app

Several mastercard credit cards inside a jeans pocket (apply OakStone Platinum Secured Mastercard®)
Learn how to apply for the OakStone Platinum Secured Mastercard®. Source: Pixabay

Indeed, on the official website of this product, there is no mention of a mobile application service. So, to apply, you must use the internet browser of your cell phone or computer.

OakStone Platinum Secured Mastercard® vs. Discover it® Secured Card: choose which one is best for you

Indeed, in terms of credit-building credit, OakStone Platinum has a worthy opponent. We’ve compared these cards so you can decide which is the best option for you. See the table below!

OakStone Platinum Secured Mastercard®Discover it® Secured Card
Credit ScoreNo minimum score requiredPoor
Annual FeeN/A$0
Regular APR9.99% (variable or purchases)25.24% (variable for purchases and balance transfers)

Balance transfer APR 10.99% for 6 months after first transfer (for transfers made before December 10, 2022)
Welcome bonusNoneN/A
RewardsNone2% cash back on gas stations and restaurants up to $1,000 per quarter (combined purchases); 1% unlimited on other purchases

For more information about how to apply for the Discover it® Secured Card, check out our post below!

Discover it® Secured credit card

Discover it® Secured card: check out how to apply!

Earn rewards without worrying about annual fees. Learn how to apply for one of the best cashback cards for building credit: the Discover it® Secured card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Trending Topics

content

Buy cheap Spirit Airlines flights: easy step by step

Find out how to buy a pass for ultra-cheap flights with Spirit Airlines flights: with $20 you can travel around the country! Learn more!

Keep Reading
content

VA Construction Loan: Your 101 Guide

Discover the VA construction loan, a special financing option for veterans. Learn what it is and how it works for building your dream home.

Keep Reading
content

OakStone Platinum Secured Mastercard® full review: should you get it?

OakStone Platinum Secured Mastercard® offers one of the lowest APRs on the market for anyone looking to build credit. Know more!

Keep Reading

You may also like

content

Secured vs. unsecured credit card: what is the difference?

Secured vs. unsecured credit card: which of these is the best option? Get to know each of these and their impact on your financial life.

Keep Reading
content

H&R Block Emerald Prepaid Mastercard® full review: should you get it?

H&R Block Emerald Prepaid Mastercard® is easy access to your tax refunds and many other services free of many fees. Read on to learn more!

Keep Reading
content

Buy on Trust Review: Lease Easily, Own Smoothly

Explore our Buy on Trust review to learn how to access flexible leasing options and top-brand electronics with easy online approval.

Keep Reading