OakStone Platinum Secured Mastercard®: check out how to apply!

Learn about the basic requirements to have one of the best tools for building or rebuilding credit and apply for the OakStone Platinum Secured Mastercard®, which offers an APR of 9.99%. Know more!


by José Gonçalo

Published on 09/22/2022

OakStone Platinum Secured Mastercard®: build your credit even with a bad score

OakStone logo
Learn how to apply for the OakStone Platinum Secured Mastercard®. Source: OakStone.

Apply to OakStone Platinum Secured Mastercard® and gain access to a tool designed to help those who need to improve their credit. Below are the basic requirements to apply for this card:


Credit Card

OakStone Platinum Secured Mastercard®

Building credit Low APR

Low APR. No minimum credit score.

You will be redirected to another website

  • Be at least 18 years of age (19 if you live in Alabama or Nebraska);
  • Have a valid Social Security Number (SSN);
  • Be a resident of the USA;
  • Not having applied for an OakStone credit card within the last 30 days.

Do you meet these criteria? Then learn how to sign up below:

How to apply on the website

This one starts with basic questions about personal details and home address. After clicking “Submit Application”, you will be directed to the remaining steps of this form.

Thus, you must inform other personal data, such as your SSN and income. Finally, you must choose whether you prefer to make your security deposit.

How to apply using a mobile app

Several mastercard credit cards inside a jeans pocket (apply OakStone Platinum Secured Mastercard®)
Learn how to apply for the OakStone Platinum Secured Mastercard®. Source: Pixabay

Indeed, on the official website of this product, there is no mention of a mobile application service. So, to apply, you must use the internet browser of your cell phone or computer.

OakStone Platinum Secured Mastercard® vs. Discover it® Secured Card: choose which one is best for you

Indeed, in terms of credit-building credit, OakStone Platinum has a worthy opponent. We’ve compared these cards so you can decide which is the best option for you. See the table below!

OakStone Platinum Secured Mastercard®Discover it® Secured Card
Credit ScoreNo minimum score requiredPoor
Annual FeeN/A$0
Regular APR9.99% (variable or purchases)25.24% (variable for purchases and balance transfers)

Balance transfer APR 10.99% for 6 months after first transfer (for transfers made before December 10, 2022)
Welcome bonusNoneN/A
RewardsNone2% cash back on gas stations and restaurants up to $1,000 per quarter (combined purchases); 1% unlimited on other purchases

For more information about how to apply for the Discover it® Secured Card, check out our post below!

Discover it® Secured credit card

Discover it® Secured card: check out how to apply!

Earn rewards without worrying about annual fees. Learn how to apply for one of the best cashback cards for building credit: the Discover it® Secured card!

About the author

José Gonçalo

I started reading about finance only to find better options than savings. Since then, I have never stopped studying finance, and I believe that writing about it is the best way to help individuals feel fulfilled and have a healthy financial life. Today, I balance finance and medical school studies.

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