Apply for the RISLA Student Loan and Get Lower Rates

Unlock the door to affordable education with RISLA Student Loans online. This loan can be the key factor for your professional success.


Your Roadmap to Educational Funding: Applying for the RISLA Student Loan Made Easy

RISLA Student Loan
Apply for the RISLA Student Loan and Get Lower Rates. Source: Foster the Money

How do you finance your dreams? Fortunately, RISLA Student Loan is here to light the way, and you’ll learn how to apply for it from the comfort of your house.


Student Loan


No hidden fees Simple and quick

Make your education journey easier – enjoy a reward program and flexible repayment!

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From navigating the application process to understanding eligibility requirements and uncovering valuable tips, get ready to unlock a world of educational possibilities.

Online application

On the RISLA website, find the student loan you would like to apply for. Then, click on “check my rate” to start your pre-application.

You’ll be redirected to an intuitive application, which you will need to fill in with your information to receive an assessment of your eligibility and possible fees.

How to apply online for the RISLA Student Loan

Indeed, applying for the RISLA Student Loan is quick and convenient. So simply complete the online application, which takes approximately 5-10 minutes.

Please note that a credit report inquiry is necessary for the full application, so ensure there are no freezes on your credit file.

Once approved, securely upload the required documents through our portal. You will receive instructions via email to e-sign your loan application.

Further, confirm receipt, accept the loan, self-certify, and provide your e-signature. Congratulations on completing the process successfully!

What are the requirements?

graduates holding piggy banks saving concept
What are the requirements? Discover next! Source: Adobe Stock

To apply for RISLA student loans, you must meet certain requirements.

These include being a U.S. citizen or permanent resident, enrolling or planning to enroll full-time at an eligible institution, and being at least 18 years old.

RISLA also requires a minimum annual income of $40,000, which can be the borrower’s or cosigner’s income.

While a specific credit score is not disclosed, good credit history is preferred, and having a creditworthy co-signer is often recommended.

Apply on the app

It is impossible to apply for a RISLA Student Loan using a mobile application. So you must follow the instructions above to apply on their website.

However, RISLA offers an app that helps you find scholarships that will help fund your higher education!

Compare the RISLA Student Loan to other options: Earnest Student Loan

RISLA student loans and Earnest student loans differ in key aspects. RISLA offers fixed interest rates and longer repayment terms of up to 15 years.

On the other hand, Earnest provides both fixed and variable rates with more flexible loan terms ranging from 5 to 20 years.

So take a look at the comparison table to see how these two loans perform and which one fits your financial needs.

RISLA Student LoanEarnest Student Loan
APRFixed rates, varying from 4.45% to 8.24%;Variable, according to your loan amount and purpose of the loan;
Loan PurposeStudent Loans, Refinance of Student Loans, Parent Loans, and Certificate Loans;Student Loans; student parent loan and student loan consolidation;
Loan AmountsUp to $45,000 (with a maximum of $175,000 per family);From $1,000 to all of your tuition fees;
Credit NeededAt least 680;650, at least;
Origination FeeNone;None;
Late FeeThe late fee amount varies and will be specified in your loan contract;None;
Early Payoff PenaltyNone.None.

If you’re interested in learning more about Earnest Student Loans, check our full review of the application guide at the following link.

Earnest logo

Earnest Student Loan: find out how to apply!

Apply to Earnest Student Loan and get access to student loans free of most fees charged by other companies in the field. Find out more here!

About the author  /  Julia Bermudez

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